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What do you think of Bank of Scotland/Lloyds TSB Save The Change?

HappySaver1968
Posts: 109 Forumite
Hi,
I'm just looking for some opinions really as I signed up for it today, seems like a good enough idea. Has anyone else here used it, are you happy with the service or do you think I should give it a miss and just ask for it to be cancelled? I've already amassed the grand sum of... wait for it... £3.27 into my newly opened savings account, in just one day :rotfl:
John.
I'm just looking for some opinions really as I signed up for it today, seems like a good enough idea. Has anyone else here used it, are you happy with the service or do you think I should give it a miss and just ask for it to be cancelled? I've already amassed the grand sum of... wait for it... £3.27 into my newly opened savings account, in just one day :rotfl:
John.
0
Comments
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I think I'd say "Why I want to move some money into my savings account, I'll do so."
Although to be honest, 2.5% isn't THAT bad.0 -
It's good for people that don't have the discipline to save0
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A great way to add to your savings.
But not to rely on as a sole method of saving.
Quite nice to link the debit card to a child's account and top that up.0 -
I love it, I have it set up on my account and have almost £120 in there from about April this year (I have dipped in a bit at times, would be about £160 if I had left it alone).
I write down how much I spend in my notebook, so it makes the sums easier too!!Getting fit for 2013 - Starting weight 10.1.13 88.1kg
Weight 27.3.13 79.1kgweight 2.4.13 79.9kg Weight 24.4.13 77.8kg. 4.6.13 76kg
BSC member 3310 -
The number of times I use a debit card to pay for anything in the month is few and far between. All my main bills go by DD or SO, and I pay cash for anything else mainly.
Probably use it most at the 24 hr Asda Petrol station, so gave up in the end with it and cancelled it as it made very little difference to savings anyway, a few quid at best per month. I'd rather transfer anything left over the day before payday to savings manually anyway.0 -
I liked it because it always left an exact amount in my "spending" account, ie £23.00.
But I suspect that says more about me than it does about the scheme as a whole!!DF0 -
Lloyds have stopped doing save the change (existing ones continue to run).0
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jonesMUFCforever wrote: »Lloyds have stopped doing save the change (existing ones continue to run).
? It is still available for me to join .... Still shows on the account options on the right hand side when logged in0 -
jonesMUFCforever wrote: »Lloyds have stopped doing save the change (existing ones continue to run).
Save the change is still going on the Easy Savers or Advantage SaversCan I find out my credit score?You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)0 -
jonesMUFCforever wrote: »Lloyds have stopped doing save the change (existing ones continue to run).
http://www.lloydstsb.com/savings/save_the_change.asp0
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