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No joint account, cheque made out to both.
oysterman
Posts: 751 Forumite
of us.
As per the title, how do we cash the cheque if we do not hold a joint account. Nationwide closed the account(lack of use). I suppose i should have contacted them before but been a bit busy.
What are my options?
As per the title, how do we cash the cheque if we do not hold a joint account. Nationwide closed the account(lack of use). I suppose i should have contacted them before but been a bit busy.
What are my options?
if i had known then what i know now
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Comments
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open a joint account?
just a savings if you dont want to be financially linked0 -
Bin the cheque?0
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I thought aslong as you pay it in to an account of one of the names it should be fine? Not 100% sure but try anyway.0
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joint name cheques can only be paid into a/cs with both names on it..
single named cheques can go into single or joint a/cs..Long time away from MSE, been dealing real life stuff..
Sometimes seen lurking on the compers forum :-)0 -
When this happened to DH and I we both went to his bank (Halifax) and I signed the back of the cheque to say I agree to it going into his account.Pay off all my debts before Christmas 2015 #165.0
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had this when we got married, RBS said we'd have to open a joint account. Just handed them the cheque and they did all the work, no hassles.0
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DorsetGirl wrote: »When this happened to DH and I we both went to his bank (Halifax) and I signed the back of the cheque to say I agree to it going into his account.
Either you're going back a long time or - unusually - Halifax adopted the Nelson touch.
The Cheques Act 1992 put a stop to 'signing over' a cheque in the way you describe.If you want to test the depth of the water .........don't use both feet !0 -
Ask whoever issued the cheque to either alter it to sole or write two cheques for equal amounts to seperate payees.0
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Walk into building society on a saturday morning with driving license/ passport and utility bill.
Walk to counter.
Say "we would like to open a joint account. We need an account number today"
Either it will be
a) "We need to book an appointment"
or
b) "Yes take a seat I'll just get someone"
If a) walk out down the road to the next bank/ building society and repeat.0
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