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Now 4 Months to go.

135

Comments

  • hot-ice
    hot-ice Posts: 39 Forumite
    Two more payments as of today :j

    64 days remaining

    £1583.13 left to pay.:j:j


    Getting ready to wave the mortgage goodbye and can say the house is actually ours.
  • Fantastic, a real inspiration to us all..........I have decided to keep my car for the next 6 years (its paid for next year). Treat yourself to a 1 year old (new) car and save a packet. You deserve it!!!!!!:beer:
  • JimLad
    JimLad Posts: 950 Forumite
    Part of the Furniture 500 Posts Combo Breaker Mortgage-free Glee!
    This really is amazing. I hope this forum is still going in 8-10 years when i should be in this position
    Mortgage Free 22/03/17
    MissWillow is my OH!
  • hot-ice
    hot-ice Posts: 39 Forumite
    Fantastic, a real inspiration to us all..........I have decided to keep my car for the next 6 years (its paid for next year). Treat yourself to a 1 year old (new) car and save a packet. You deserve it!!!!!!:beer:

    Thanks, the new car will be about 1-2 years old. I finished paying for my 4x4 over 9 years ago ( I've had it for 12)which has helped with the over payments, still haven't made a final decision on what to get.
  • ViHan
    ViHan Posts: 202 Forumite
    Amazing. I hope to be in your position in 5 1/2 years time :D
  • BFM
    BFM Posts: 101 Forumite
    great work, shows what determination and resisting new baubles can do
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Massive congrats! When its paid can you post how good it feels?! I have 2 3/4 years to go (if I OP every penny I have!!) and its a struggle getting the OH to see what a good thing this will be!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • hot-ice
    hot-ice Posts: 39 Forumite
    ViHan wrote: »
    Amazing. I hope to be in your position in 5 1/2 years time :D
    Sounds along way off but I can assure you it comes around fairly quickly, good luck.
  • hot-ice
    hot-ice Posts: 39 Forumite
    edited 13 April 2012 at 3:19PM
    BFM wrote: »
    great work, shows what determination and resisting new baubles can do

    It's difficult to resist sometimes, as stated in an earlier post, work mates told me to live for now, get the new car etc, with two months to go though one friend who owed roughly the same as me five years ago still has seven years left on his mortgage and say's that he wished he'd done the same as me.
  • hot-ice
    hot-ice Posts: 39 Forumite
    LauraJo wrote: »
    Massive congrats! When its paid can you post how good it feels?! I have 2 3/4 years to go (if I OP every penny I have!!) and its a struggle getting the OH to see what a good thing this will be!

    Thank you and I will. My other half couldn't understand why we were paying so much at first but, now the end is in sight she's planning to fill her wardrobe to overflowing ( she says she needs more little black dresses to go with the ones she already has) and is telling her work mates all about it.
    Our mortgage was due to be paid off in 2027 that seems like an age away. so glad we have done this not just because we saved 15 years interest but it's going to allow us to do the things we want to do.

    We are with the Nationwide and as we can see our mortgage online and our outstanding balance it helps to look how far we are ahead and what we have achieved when money gets tight ( which it has on more than one occasion) so stick at it!
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