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10 months in and 90 left to go ... the reality is starting to kick in :)

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  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    elantan wrote: »


    But we get to repeat it all ( and hopefully a Jump as well) in June

    Something to look forward to then? See if you can get your success rate up to 50%!
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Came back home last night to a letter from the DVLA, we have to get our licenses renewed at a cost of £20 each, these are things that I just didn't budget for, in fact to be honest I wasn't aware that licenses had to be renewed, this has been our first time

    I am glad though that at least with us doing this more realistic budget we will have more scope to sort this out compared to if we carried on the way we were :)
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    elantan wrote: »
    Came back home last night to a letter from the DVLA, we have to get our licenses renewed at a cost of £20 each, these are things that I just didn't budget for, in fact to be honest I wasn't aware that licenses had to be renewed, this has been our first time

    I've just had to do mine too - like you, I had no idea they expired :mad: and got the shock of my life!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
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    Debt free & determined to stay that way!
  • skint_spice
    skint_spice Posts: 13,471 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    elantan wrote: »
    Came back home last night to a letter from the DVLA, we have to get our licenses renewed at a cost of £20 each, these are things that I just didn't budget for, in fact to be honest I wasn't aware that licenses had to be renewed, this has been our first time

    Only since they moved to the photo ones, the old ones were ok till you were 65 or 70:(

    Glad the new budget is leaving you some wiggle room.
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 16/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 96,111 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad I still have a paper one.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    yes they have to be done every 10 years
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    so although this new budget is leaving me £306 short every month, the good thing is i am budgetting for everthing that i can think of so that should give me the wiggle room that i need for paying this license fee

    i'm off work for a day then back to work, i have worked alot of hours recently and i really could do with some me time, thankfully i have ten days coming up shortly, i am going to make the most of then i tell ya :)
  • skint_spice
    skint_spice Posts: 13,471 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You off over Christmas this year then? :D
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 16/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Nope working Xmas eve and Xmas night off 26 then working 27 through till 31st
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Actually I'm working 8 hours on 26th so basically working Xmas eve right through till 8 am Hogmanay ... That's gonna be fun ... Not
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