Wow I'm screwed. Mum's o2 phone bill comes up to £220.

sdduk

Well you won't get out of paying that bill but you could give them a ring and ask if you could pay it over a longer time

offer them like £5 a week on top of your normal bill they may except it
No harm in asking

Like everybody as said cancelling the dd won't help your mum it will make thing's twice as bad....if you leave paying O2 will send debt collectors round your house.

im-lost

keith1950 wrote: »

Pay up asap and reinstate the direct debit or her credit file will end up showing missed payments and the debt could be be passed to a debt recovery firm if you delay.

Really? Just for not having a direct debit setup? I think you
are telling porkies again, having a direct debit setup or not will
have no bearing on her credit file.

RustyShackleford wrote: »

Cancelling the DD will affect the person's credit record and if you don't pay it it will eventually be sent to collections.

Really twice in the same thread, come on people, stop with the lies.
Cancelling a direct debit wont do anything, what will do something #
is not coming to an alternative arrangement to pay...

grumbler

im-lost wrote: »

...having a direct debit setup or not will
have no bearing on her credit file.

...but the missed payment will. Otherwise, what was the point in cancelling the DD if not to avoid paying?

Really twice in the same thread, come on people, stop with the lies.
Cancelling a direct debit wont do anything, what will do something #
is not coming to an alternative arrangement to pay...

Any alternative arrangement except paying in full and on time (or, probably starting a dispute, but I don't see anything to dispute here) is in fact a default and I am pretty sure it will be recorded as a default.

Guys_Dad

im-lost wrote: »

Really? Just for not having a direct debit setup? I think you
are telling porkies again, having a direct debit setup or not will
have no bearing on her credit file.



Really twice in the same thread, come on people, stop with the lies.
Cancelling a direct debit wont do anything, what will do something #
is not coming to an alternative arrangement to pay...

If you read some other threads on here, you will see these are not lies. Cancel a DD and the system shows that a payment has ben missed. Payments and missed payments are reported utomatically to the credit reference agencies.

And you will find that faceless, automatic computer systems have a programmed path that will result in debt recovery being employed.

Suggest you do read up some previous threads before giving out wrong advice.

keith1950

Really? Just for not having a direct debit setup? I think you
are telling porkies again, having a direct debit setup or not will
have no bearing on her credit file.

I may not always express myself clearly enough but if you bothered to read my reply properly you will see that I said that if they delayed sorting this out they would have problems.

Of course not having a dd set up isn't a problem if an alternative method of payment is set up, however the cancelled dd will cause a missed payment on their credit file if it isn't sorted asap.

You basically said the same thing as me but in a different way, if read my reply properly you would have realised.

if you delay.

This is the relevant part of my reply, I have quoted it in case you have poor vision or selective memory.

I think you are telling porkies again

Please elaborate ! ( if you know what that means.....der ! )

NFH

Your best bet is to ask O2 to recalculate the bill as if you had bought their most favourite bundle in advance. O2's International Favourites bundle would do the trick.

victor2

im-lost wrote: »

Really? Just for not having a direct debit setup? I think you
are telling porkies again, having a direct debit setup or not will
have no bearing on her credit file.

Really twice in the same thread, come on people, stop with the lies.
Cancelling a direct debit wont do anything, what will do something #
is not coming to an alternative arrangement to pay...

You really should read the rest of the posts you are quoting too....

OP, as others have said, you'll have to pay the bill, even though it was run up by mistake. But worth calling O2 and explaining what happened. They might reduce the cost a little and at least offer a means to pay it back over time.
And don't cancel paying the bills without setting up another way to pay them!

[Deleted User]

NFH wrote: »

Your best bet is to ask O2 to recalculate the bill as if you had bought their most favourite bundle in advance. O2's International Favourites bundle would do the trick.

They wont allow you to do that either - to qualify for the bolt on you have to purchase it & dial a number in the UK that transfers you over to the Hong Kong number.

You would have had to have purchased this before you made the calls.

Dxxx

NFH

Deleted_User wrote: »

They wont allow you to do that either - to qualify for the bolt on you have to purchase it & dial a number in the UK that transfers you over to the Hong Kong number.

You would have had to have purchased this before you made the calls.

Are you sure? I'm not an O2 customer so I'm not certain either. What you describe sounds more like O2's International Calling Card. The International Favourites seems to be more of an integrated bundle.

[Deleted User]

Eh yes VERY sure I work for them ;-)

Dxxx