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GRC's "Keep Running" Debt Diary

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  • Edinbrugh is a lovely city. Fingers crossed it all works out xx

    Thank you I just love its history! :)
  • Hi everyone, sorry for not posting yesterday. I have been at my OHs the last two days having our Christmas.

    I got loads of post today a freebie of toothpaste and my Credit card bill which is a bit higher than I thought by £100 :eek: Never mind but I am glad that I allowed for it ;)

    Looks like I may not underspend on my Christmas shopping this month I still have to get a few bits but Im nearly there. I am now waiting for my sisters present and it doesnt look like it will arrive before Christmas despite it being ordered three weeks ago so that will be a mad dash tomorrow :o
  • Today I finished off a few bits of Christmas shopping. A present didnt arrive for my sister so I searched the town for it and couldnt find it anywhere so I brought her something else I hope she likes it :cool:

    I got wine for a friend and my landlady. I had a look at my bank balance and its shocking. Sadly we dont get paid till after Christmas :mad: and we totally miss the sales! We get paid on the 29th :(

    I have a night out tonight so it'll be a cheap night out me thinks!:(
  • Just a quick one to say Merry Christmas, I have fully recovered from my night out which was fab and I still have £5 in my purse having gone out with £20! :j

    The drinks were supposed to be £1.99 last night but it being Christmas Eve Eve they were twice the price :eek:

    Anyway just relaxing and eating and drinking loads! Have a good one everyone! :beer:
  • Merry Christmas MSERS, Off to get drunk :D:D:D:D:D
  • Today has been another relaxing day. Watching DVDs and reading my new books. Two NSDs in row :j that is quite unusual of me :p

    Anyway the reality is I have £8 in my purse and thats it till Thursday where I have a wedding on Thursday and a possible trip to see my OH and it costs £9 to get there and back so I may have to give that one a miss :(

    Anyway it will work out in the end, Happy Boxing Day everyone :T
  • Hi all, I had a quiet ish day yesterday OH came through to see me and paid for dinner :j. Had a surprise £5 to spend as we brought an extra present for my Aunty.

    So I had £3 and have just spent it in lunch. Im also in my overdraft but by £25 which isnt bad but I'll get charged 50p each day :eek:.

    The good news is I have a cheque to cash in tomorrow and its payday so will work out some figures and see how much I can save!
  • Ok the figures say I can save £300 in January so I need to make £200 to make it to £500. Just trying to figure out what I can sell. I have a few ideas but I will do that next week.

    I just received a cheque from Music Magpie for £7.67 so will cash that at some point this week. :D

    Not much planned tonight had 2 hours sleep last night so I am quite tired and when I am like this I tend to think and worry about money, so Id better snap out of it! :cool:
  • Yay its payday! I can't wait for tomorrow as I get to put some money into my savings account :j I also have my Music Magpie cheque to put in and some of my Xmas money :D

    I went to a Wedding Evening do it was very nice and turned out to be a Ceilidh which was fab so the food and drink was free :D

    In other news I have just paid off my Tesco CC and hopefully that will be the "emergency" credit card but I hope never to use it. I have also cut up my Barclaycard as well its silly to have it hanging around as I never use it only for my BT.

    Tonight I will be cleaning my room once I have done my clicks and polls :p
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on Tesco cc :j

    remember to close Barclaycard too :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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