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B10 Notice recieved, but I don't owe any monies to anyone

sultanad
sultanad Posts: 20 Forumite
in Bankruptcy & living with it
Hi All I wonder if you can help. To my shock I have received a B10 notice of registration bankruptcy notice from the Land registry.

I have not taken any loan or had any issues with credit, in fact my house is paid off. I am so worried what this means. Can some please explain, what I should and get this rectified.
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Comments

  • vax2002
    vax2002 Posts: 7,187 Forumite
    How exactly have you "received" the notice by post or was it served.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • sultanad
    sultanad Posts: 20 Forumite
    It was by post
  • vax2002
    vax2002 Posts: 7,187 Forumite
    edited 17 December 2011 at 8:46PM
    Have they said to which debt it refers ?
    If not an EMERGENCY paid credit check is required.
    Do not use free services, they sell your details to debt sharks.
    have you been served with a petition of Bankruptcy, if not do not accept papers from anyone asking for you by name.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • sultanad
    sultanad Posts: 20 Forumite
    vax2002 wrote: »
    Have they said to which debt it refers ?
    If not an EMERGENCY paid credit check is required.
    Do not use free services, they sell your details to debt sharks.
    have you been served with a petition of Bankruptcy, if not do not accept papers from anyone asking for you by name.

    I have not been told who the debt refers to

    I have done a credit check on creditexpert and all looks good, my credit rating is excellent with no loans.

    I have not received petition of bankruptcy

    Hence why I am really confused and worried.:(
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    have you got a common name
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • vax2002
    vax2002 Posts: 7,187 Forumite
    Does it give a court date ?
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • Ineedaname
    Ineedaname Posts: 3,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Is it actually addressed to anyone by name?
    When I joined, I needed a name. The forum members gave one to me...I am INAN :D
    "Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt
  • sultanad
    sultanad Posts: 20 Forumite
    The bankruptcy letter has my name (My name is common) and the address that I still own and used to reside at. I now reside elsewhere and have done so for more than 3 years. All my bank accounts/bill/voting has been changed to my new address.

    The Bankruptcy was entered on the 21/11/11, no court date, just a court reference number.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Have you tried your name on the online register of bankruptcies?

    http://www.insolvencydirect.bis.gov.uk/eiir/
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • sultanad
    sultanad Posts: 20 Forumite
    fermi wrote: »
    Have you tried your name on the online register of bankruptcies?

    http://www.insolvencydirect.bis.gov.uk/eiir/


    Thanks - Just done a check on the above site and have found one person with my name. However his address is different and he was born 10 years before I was the DOB an Address are not mine.

    Really confused
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