Seeking a Vetinary Practice in Hull who will allow payment in installments

ViolentFridays

I have a sick cat and I have taken her to 2 different vets but neither would allow payment in installments and basically said "tough". I don't get housing benefits or anything, I'm a student living with my parents. I need her to get treatment quickly but I can't pay the fees all at once and my parents are not in the situation where they could lay out that kind of money all at once either.

Has anyone any experiences with a vet in Kingston Upon Hull who accepted payments in installments?

~Chameleon~

Have you or your parents got access to a credit card so you can pay up front then pay off the card? Or family/friends who can loan you the money?

I'm afraid you'll find it very difficult to get a vet with whom you have no previous history to allow you to pay in installments. How do they know you will actually keep to your word & pay them? They are not licenced credit brokers so cannot legally draw up a credit agreement with you.

ljonski

You could ring PDSA on Brunswick Ave 224452 and ask them if they know of any who do !

ViolentFridays

I am beating myself up so much because I DO have a student credit card and have maxxed it out on utter cr*p. I am so ashamed. I will try to phone the PDSA and ask if they know any, I have tried googling but unsurprisingly it hasn't come up with much. I have learnt my lesson from this in terms of my finances, but my cat dying feels like a massive price to pay.

pinkcandyflossprincess

post on purrsinourhearts forum hun, someone will help im sure:)

ViolentFridays

Thank you for that link pinkcandyflossprincess.

Considering applying for a vanquis card to try pay for it. I hear you can get those with bad credit?

Froglet

I apprecaite you are trying your best,and that your situation is tough,but whilst you wait for the card to be approved ,all the while your poor cat is suffering.

Please contact the PDSA,i know you don't qualify but at least ask their advice.Maybe they would at least let you pay in instalments.Better than watching her suffer.Or perhaps you have friends who would have whip round.What is wrong with her anyway?

Freefall

Froglet wrote: »

I apprecaite you are trying your best,and that your situation is tough,but whilst you wait for the card to be approved ,all the while your poor cat is suffering.

Please contact the PDSA,i know you don't qualify but at least ask their advice.Maybe they would at least let you pay in instalments.Better than watching her suffer.Or perhaps you have friends who would have whip round.What is wrong with her anyway?

Do you know what is wrong with her and roughly how much it will cost to fix? If it is a relatively low cost and she is suffering surely you could work something out with your parents or the vet. If it is a relatively lower cost and it is essential for the pet I think you will be more likely to find a sympathetic vet willing to let you pay, say, half down and the rest next month.

Croatoan

As a student are you eligible for council tax rebate? This is normally, I think, enough for the PDSA to take you on.

And thinking aloud, do veterinary colleges treat animals at a reduced rate as a teaching aid (like Schools of Dentistry do)? May not be ideal but any treatment must be better than none, and students are always supervised.

I know this isn't your area but this is from RSPCA in Cambridge:
Our subsidised animal clinic in Cambridge is for pet owners who cannot afford to pay for treatment at a private vet. Staff and hospital facilities for the clinic are provided by the University of Cambridge Veterinary School who use it as a teaching centre where their students can see real-life cases being treated by qualified vets. Because of the value of our clinic for teaching, the University charges us less than a commercial rate.

ViolentFridays

Living with my mum, she gets a coucil tax discount but this is not the same as council tax benefits.

I had one vet say that they think it's her liver based on her glucose being okay but her pee "not looking very nice". She is 13 years old, my dad is not being cruel but he is suggesting it is not worth spending the money on treating her.

A friend who works in a vets (looking after and feeding the animals overnight) has suggested it will probably cost £300-500 to find out what's wrong and she will probably be on medication for the rest of the time she is alive.

I have contacted vets for pets and they don't allow installments, I have her an appointment booked for friday when I can afford a consultation and one blood test. They won't allow payments in installments, neither would the 3 or 4 other vets I phoned, but vets for pets where the cheapest slightly.

Given her age and the money, I am now considering having her put to sleep. I'm struggling with money even being a factor though, I feel like I'm being a horrible person.

I will phone PDSA and RSPCA tomorrow and try to explain the situation.

Croatoan

What about local rescues? Fact is if you've exhausted all options and euthanasia is, you feel, your only choice, then see if a local rescue will take it in. Of course you should explain the cat is ill, and I'd hope in the future when you have some money that you'd consider making a donation towards costs they're likely to incur if they save your cat.
You'll lose your cat, but it will at least be alive and will hopefully get rehomed.