Unnamed learner driver on fully comp policy

corbyboy

xinran wrote: »

I know, but I can see the logic for that a bit more. However, having me or his dad sitting next to him, on a quiet suburban road, with hands ready on the hand brake – to my mind, the risk is not much greater whether he’s 17 or 30, but the cost is.

What sort of amount are they asking for?

Padz_2

This is going to get me slated because that's the way MSE works but my Dad did just what you are suggesting with me when I was first learning.

We lived in the countryside though and the chances of any other cars passing us were slim to none. I drove up and down a road with a long straight bit and a bend. We'd get to the end and swap places and my Dad would turn the car round and I'd drive back the other way.

It was fab because it meant by the time I had my first lesson I wasn't worrying about the controls and could focus on technique.

I am not suggesting that you do the same in the suburbs however - we were on isolated rural roads and it was slightly over 30 years ago so roads were even quieter.

I'm not going to defend what my dad chose to do if anyone decides to have a pop. He's no longer with us and what he did worked for us back then.

Padz

mikey72

It's often cheaper to buy another car for him, and insure that in his name, than try to add him on your car, if yours is a high insurance group.

LandyAndy

corbyboy wrote: »

What sort of amount are they asking for?

My 17 year old son is currently learning to drive.

My current insurers simply refused to add him to my insurance for my Mazda2.

For most small cars the premium once he has passed his test is around £5000.

It means that a lot of teenagers pass their test and then simply cannot afford to drive (legally).

Ebe_Scrooge

It's surprising how different insurance companies operate. My son is learning to drive at the moment, to add him as a named driver ( with provisional licence ) on my little Pug 307 cost the princely sum of ... an extra £25 per year !! I suppose the theory is that he'll never be in the car on his own.

However, try and do a search for the same driver, same car, pretending that he's passed his test and is a "fully qualified" new driver, looking for his own policy ..... you don't want to know the quotes I got back

forgotmyname

If you got stopped it would be 6 points for him and a large fine. And probably 6 points + fine for you for
allowing him to drive uninsured.

Vehicle towed away maybe £100+ to get it back.

Then your insurance will probably double.. With an IN10 i think?

xoleeb

forgotmyname wrote: »

If you got stopped it would be 6 points for him and a large fine. And probably 6 points + fine for you for
allowing him to drive uninsured.

Vehicle towed away maybe £100+ to get it back.

Then your insurance will probably double.. With an IN10 i think?

Why would the vehicle be towed away??? there is an insured driver that can remove it legally....they only impound it if there is no legally insured driver to take it....immediately

hollie.weimeraner

Try Provisional Marmalade or Collingwoods who both do short term insurance for provisional licence holders on short term basis.

photome

What is the cost of adding him to your policy

benjus

Slightly off-topic, but there is a misconception going on here about fully comp policies giving the policyholder 3rd party cover to drive other cars ("Driving other cars/DOC cover").

These days there is no link between fully comp policies and DOC cover. Some fully comp policies do not include DOC cover, and some non-comp policies do include DOC cover. It depends on your insurer, and you should not assume you have DOC cover just because you are fully comp - check your certificate of insurance to see if DOC cover is included.