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What Have You Spent Today Sun 4th Feb & New Weekly Challenge

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Comments

  • NSD for me today. Came in under budget last week - spent £13 out of £15, but £10 of that was on a Chinese:eek: It was really nice and a lovely pay day treat. Will not be doing that again this week;)
    Anyway, my challenge for this week in £10. This should be possible as I have done the shopping and have petrol so should have a run of NSD hopefully!
    Good luck everyone!

    DFW nerd no = 281 (graduate)

  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I did badly :( I said £30 but spend £67! So this week it is going to be £30 again, and I'm going to stick to it! I'm not going anywhere today as I have a lot of work to do, so NSD for me and hopefully the start of a good week! :)
    SF x
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • The_Boss
    The_Boss Posts: 5,864 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Last weeks budget : £70
    Last week's actual spend : £58

    I also took back a shirt that I previously bought - another £75 off. I also undertook two spotchecks for my work, netting me £26 of Love2Shop vouchers.

    This week's challenge is going to be a bit more unpredictable - its my sister's birthday on Thursday, and I am going out on Friday but currently have no plans for saturday and not sure if I want to make any. So I am going to set my budget as follow.s :

    Transport : £30 (slight increase needed this week).
    Lunch : £9 (a baguette on 3 days, cereal on the other two).
    Social : £15 for friday, £35 if eating out is included.
    Playing football : £5 needed to cover subs.
    Sister's birthday : £35.

    Total weekly budget = £94

    So quite a high level, but on the plus side its the birthday that contributes a third of it. Also I am doing extra work after work on Thursday before going out with my sister which will net me £48 plus my travel expenses for the day (wont be paid for another month for that though). I also have the option of as many spotchecks as I like, so am aiming to do another 3. That would bring back £87 in 'bonus' income and turn my net spend to only £7 - which is quite amazing really.
  • livinginhope
    livinginhope Posts: 1,897 Forumite
    Debt-free and Proud!
    Afternoon LA and everyone :hello:

    Had an awful week,didn't go ANYWHERE! and was a no spend week,feeling really fed up with the lack of money at the moment,DH has no overtime at all and we have no money left over from the bills to even buy food or petrol :mad: :mad: we have never lived this long without overtime,I know I will be £200 short at the end of the month for next months bills,haven't a clue what to do :confused: it doesn't help that the weather is soooo grey and miserable!

    Sorry for my miserable post :o hopefully I will cheer up tomorrow ;)

    This weeks budget is going to have to be £0000

    Have a good day all

    LIH
    Debt at highest £102k :eek:
    Lightbulb moment march 2006
    Debt free october2017 :j
    Finally sleeping easy in my bed :A
  • The_Boss
    The_Boss Posts: 5,864 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Just wondering - what should be included in the weekly spend? I include my transport, even though I have to spend it to get to work, but dont include my monthly phone, car and internet payments.
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Awww, sorry to hear things are looking a tad bleak at the moment LIH.
    I really hope things take an upswing very soon.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    The_Boss wrote:
    Just wondering - what should be included in the weekly spend? I include my transport, even though I have to spend it to get to work, but dont include my monthly phone, car and internet payments.


    Well I don't include normal monthly bills...it is generally money that is for non regular bills. I do include my transport costs though as well.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • Hi everyone, well I've spent all my budget for the week. My sister won £2,600 on the lotto last night. She's going to save it/invest. Lucky thing.

    Feeling quite stressed today, dont know wots up. Anyway going to budget £30 again for this week. If I end up with anything extra I spend it on a treat for myself and my son. On an up note, I transferred £80 from my paypal account to my bank account. I'm going to need it this month. Was hoping to save this, but needs must. Have a good week everyone x
  • The_Boss
    The_Boss Posts: 5,864 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well I don't include normal monthly bills...it is generally money that is for non regular bills. I do include my transport costs though as well.


    Ok, dont feel like I'm cheating now :beer:
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    angelite wrote:
    Hi everyone, well I've spent all my budget for the week. My sister won £2,600 on the lotto last night. She's going to save it/invest. Lucky thing.

    Feeling quite stressed today, dont know wots up. Anyway going to budget £30 again for this week. If I end up with anything extra I spend it on a treat for myself and my son. On an up note, I transferred £80 from my paypal account to my bank account. I'm going to need it this month. Was hoping to save this, but needs must. Have a good week everyone x


    WOW for your sister!!!! She must be completely made up. I think I would be feeling quite stressed too if someone close to me won a lot of money, I'd be thinking "Good for them...but I want to win too!" ;)
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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