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Success - Halifax Mortgage PPI upheld

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Comments

  • Hi All,
    my first post,
    get letter from halifax refusing ppi, saying that i applied for ppi when i got mortage in 2002 any chance if I take to FOS? Mortage was done through broker and i never been in branch to request for ppi insurance any help pls?
    thanks
  • dunstonh
    dunstonh Posts: 121,155 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    get letter from halifax refusing ppi, saying that i applied for ppi when i got mortage in 2002 any chance if I take to FOS?

    You havent said what your reasons for complaint were and the reasons they rejected. So, we cant say what chances you have until you tell us.
    Mortage was done through broker and i never been in branch to request for ppi insurance any help pls?

    So, why are you complaining to Halifax?

    Stastically your odds are low. The FOS stats for 2011/12 show that just 0.2% of mis-sold PPI came from advisers. Plus, as this is pre 2005, chances are you wont have access to the FOS anyway. Plus, you cannot go to the FOS without complaining to the firm first. You havent done that yet.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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