New power of attorney guide

Beancounter

Thank you Rosie.The solicitor that drew it up never made me aware of that.

troubleinparadise

If you think about it, they really do have to see the Attorney documents as otherwise you could just be anyone claiming to be acting on behalf of someone else.

There was a very sad thread on MSE where a son had quite simply stolen all of his father's money by setting up online and joint accounts, and had siphoned off everything. Sadly because there was an element of agreement (giving PIN numbers, passwords etc) the police wouldn't pursue a prosecution, nor the financial institutions involved.

Unfortunately not all financial institutions train their staff adequately either, and there is quite a lot of confusion with the whole issue of attorneyship. Be prepared to encounter a few "jobsworths" along the way!

Rosie1980

troubleinparadise wrote: »

If you think about it, they really do have to see the Attorney documents as otherwise you could just be anyone claiming to be acting on behalf of someone else.

There was a very sad thread on MSE where a son had quite simply stolen all of his father's money by setting up online and joint accounts, and had siphoned off everything. Sadly because there was an element of agreement (giving PIN numbers, passwords etc) the police wouldn't pursue a prosecution, nor the financial institutions involved.

Unfortunately not all financial institutions train their staff adequately either, and there is quite a lot of confusion with the whole issue of attorneyship. Be prepared to encounter a few "jobsworths" along the way!

That's really sad, why are some people so mean, his own family, it's awful.

Mav6215

Rosie1980 wrote: »

Yes any financial institution you wish to deal with on his behalf will have to see the Lasting Power of Attorney.

So far I haven't met any major issues with financial institutions. A visit with a certified copy (I got my mother to certify several copies as soon as the registered original was returned) where they photocopied the document has been relatively easy.

One bank sent me a card to access my mother's account but forgot to issue it as PoA but that was soon rectified when the error was noted.

The utility companies have been very helpful in accepting a scanned copy by email as has the local council.

I would definitely recommend getting the donor to certify one or two photocopied/scanned and printed copies of the PoAs while he/she still has capacity. No need to get a solicitor involved.

How to certify a copy
Write the following text on the bottom of every page of the copy:
“I certify this is a true and complete copy of the corresponding page of the original lasting power of attorney.”
On the final page of the copy, you must also write:
“I certify this is a true and complete copy of the lasting power of attorney.”
You need to sign and date every page.

A bit of a bind but worth the savings

vigman

Just an update on completing the online LPA forms.

You need a lot of paper and ink as for the 2 x 2 LPA applications for my wife and myself there are 16 pages in each LPA, 16 pages in the registration forms and 4 pages if you want a remission of fees (only needed in my wife's case). Oh, yes and 4 pages for the letters to the person(s) to notify!

So in our case 16+16+16+16+4+4+4+4+4+4 = 88 pages!

Also, whatever printer or print setting I used, the bottom line of the LPA registration form with the page numbers would only print half way through due to how the PDF was set up, not allowing for print offset.

I will be angry if this causes my registrations to be refused with a subsequent fee as this is an online OPG issue!

Vigman

Beancounter

I am going to make an appointment at my Dad's bank tomorrow to go in and register my POA with them.

I only have the original copy of the document that was sent(my Dad has one also.) Do I need to do as you described to every page before going in?

Will the bank just need a signed copy left with them?

Dad is in hospital right now and it might be a bit much trying to explain why we want loads of pages signed:(

Mav6215 wrote: »

So far I haven't met any major issues with financial institutions. A visit with a certified copy (I got my mother to certify several copies as soon as the registered original was returned) where they photocopied the document has been relatively easy.

One bank sent me a card to access my mother's account but forgot to issue it as PoA but that was soon rectified when the error was noted.

The utility companies have been very helpful in accepting a scanned copy by email as has the local council.

I would definitely recommend getting the donor to certify one or two photocopied/scanned and printed copies of the PoAs while he/she still has capacity. No need to get a solicitor involved.
A bit of a bind but worth the savings

Mojisola

Beancounter wrote: »

I am going to make an appointment at my Dad's bank tomorrow to go in and register my POA with them.

I only have the original copy of the document that was sent(my Dad has one also.) Do I need to do as you described to every page before going in?

Will the bank just need a signed copy left with them?

I took the POA paperwork into the bank, they checked it over, photocopied it and gave it back to me and then filled in some paperwork of theirs and checked my identity.

Rosie1980

The same with Nan's bank, they took their own copy of the original and checked my ID.

Mav6215

Because I knew that I would have to post the PoA to several places (including one bank and the DWP) it was easier to get my mother to certify a couple of copies of each PoA. Now I only take a certified copy or post it whenever I need to.

Yes, the banks simply photocopied the document and returned it. You certainly don't need to certify each page if you take the original.

So far every time I've had to post a copy it has been returned. You can bet if I sent the original it would have been lost somewhere

Beancounter

Just so I know who I need to contact who typically require this from me?

Got bank appointment organised, housing association he is getting very sheltered accommodation will see it when I sign lease next week.

Things like BT, Gas, his pension companies, all that sort of thing?