Compensation claim

beckyboohoo

Well firstly I'd like to thank everyone for their support. It was infact two days after the accident that I accepted their offer and the pain although bad has got a lot worse, I am unable to go to work and I now unable to lift my baby and Christmas is looking a bit grim. I never had any intention of fraudulantly claiming for anything just what I am entitled to so hopefully you can keep the dogs bay for now.

To those that think I am responsible for your high insurance premiums I think you should lay your blame on the lady who plowed into the side of me without looking. I wish you all a merrier christmas than me.

lisyloo

A lot of the responses have been totally out of order.
However you can see why the other insurer wanted you to settle for a low amount quickly. Everyone who told you not to settle quickly was right.
You need to get some legal help on your side.
If you were in a car then you may have legal cover as part of your insurance.
If you don't have legal cover then you might want to look for a solicitor who will work on a "no win no fee" basis. Their fees are paid by the other ladies insurer.
I totally agree that she (if liable for the accident) is to blame for dirving up the costs of our insurance.
I'm afraid I don't know if your verbal acceptance is binding but it may well be recorded.

Crazy_Jamie

As usual with threads of this nature a number of members have chosen to post entirely unjustified comments. My advice would be to simple ignore them. You have enough things to worry about to be concerned with such ignorant ramblings.

To answer the actual question, Part 36 offers (which are essentially offers to settle litigation) have to be made in writing. Which is why the insurer has stated that they will confirm the offer in writing. As such the offer that has been made to you is not a valid Part 36 offer, and your acceptance should therefore be equally invalid.

You should seek to instruct a solicitor on a 'no win no fee' basis (called a Conditional Fee Agreement officially) to handle this claim for you. The choice as to which solicitor to use is entirely your own.

vaio

Crazy_Jamie wrote: »

As usual with threads of this nature a number of members have chosen to post entirely unjustified comments. My advice would be to simple ignore them. You have enough things to worry about to be concerned with such ignorant ramblings.

To answer the actual question, Part 36 offers (which are essentially offers to settle litigation) have to be made in writing. Which is why the insurer has stated that they will confirm the offer in writing. As such the offer that has been made to you is not a valid Part 36 offer, and your acceptance should therefore be equally invalid.

You should seek to instruct a solicitor on a 'no win no fee' basis (called a Conditional Fee Agreement officially) to handle this claim for you. The choice as to which solicitor to use is entirely your own.

But a google for “injury solicitor cash back” might also pay dividends, just as your car/legal cover insurer will cheerfully refer you on to a PI solicitor for a nice referral fee some of the firms will give you the fee if you approach them direct.

mikey72

It's always worth using a solicitor, as insurers won't consider making a real offer to a member of the public. If they see you're serious, they tend to up the offer to a fair one then.
Sadly, you always get abuse from posters as soon as they see the word "compensation".
Guess they wouldn't claim for their car if someone hit it either, in case it put insurance up.

Crazy_Jamie

vaio wrote: »

But a google for “injury solicitor cash back” might also pay dividends, just as your car/legal cover insurer will cheerfully refer you on to a PI solicitor for a nice referral fee some of the firms will give you the fee if you approach them direct.

A valid point. It's also worth mentioning that it's not just firms that you can find via a Google search that offer cashback. Local firms are also starting to provide cash back schemes. So have a hunt around, but it is certainly worth bearing in mind that some solicitors do pay 'cash back' amounts either once the claim is taken on, or as a bonus at the conclusion of the case.

tomjonesrules

Beckyboohoo wrote: »

I was recently in an accident and suffered whiplash I informed the insurance company dealing with my claim and they offered £1000 which after 2 days of pain seemed reasonable so I verbally accepted and they agreed to confirm their offer in writing. Everyone including my husband said I should hold out because my injuries might get worse and well I like money and the more the better. Is my verbal agreement binding? Or can I tell them I changed my mind?

beckyboohoo wrote: »

Well firstly I'd like to thank everyone for their support. It was infact two days after the accident that I accepted their offer and the pain although bad has got a lot worse, I am unable to go to work and I now unable to lift my baby and Christmas is looking a bit grim. I never had any intention of fraudulantly claiming for anything just what I am entitled to so hopefully you can keep the dogs bay for now.

To those that think I am responsible for your high insurance premiums I think you should lay your blame on the lady who plowed into the side of me without looking. I wish you all a merrier christmas than me.

So yesterday the amount was fine, but twenty four hours later the pain has got a lot worse, and you don't think you are going to be fit in ten days time? What a difference a day makes! :rotfl:

lisyloo

but twenty four hours later

Err no, I don't think you've read it properly.
The post is 24 hours later not the symptoms.

chanz4

what did the world do before pi claims in the last 10 years

mikey72

chanz4 wrote: »

what did the world do before pi claims in the last 10 years

I would expect most people used the family solicitor, or the local towns.

Or do you imagine a happy world with no injuries?