What have YOU cut?

wotsthat

bendix wrote: »

The recession hasn't affected me at all, and even less so now that I've left the UK for good.

Me neither. Decent pay rises, decent bonus again, low mortgage rates, son left school and into a good job, and taken the opportunity to drastically reduce the amount of money that seemed to drift from my bank on a monthly basis.

I saw someone say the other day that the recession has been great for them. It has for me too - I feel slightly embarrassed saying it even on an internet forum.

WhiteHorse

SecondLegDownIsTheBigOne wrote: »

No. My rent has remained the same for 2 years. My landlord is a tenant himself of a tied agricultural property. He has informed me that he has no intention of increasing my rent as it covers his mortgage payments and he approves of the way we conduct ourselves.

Make this man Chancellor of the Exchequer at once!

abaxas

Hamsters now eat tesco value hamster food.

andrewmp

Travelman45 wrote: »

It will change my life when my 500 ounces will be worth the same as an average house I will be able to buy outright Watch the vid?

At an ounce a month you'll be buying an old person's bungalow!

andrewmp

Silver is over valued.

Out,_Vile_Jelly

I've always been sensible with my money, saved at least 10% of my take home and have always loved a charity shop bargain (there is a difference between "cheap" and "a bargain") so nothing much has changed really.

I no longer buy fabric softener as I started to think it was a bit pointless. So that's probably saved me about a quid a month.

robmatic

Travelman45 wrote: »

Ha don't worry I bought over 100 ounces in 2009 when the price was suppressed down to $9. Then I was buying sometimes up to 10 ounces every time my paycheck cleared. I bought quite a few when the price was pushed down to £5 per ounce :T

Even now I get less ounces for the same currency silver is still hugely undervalued. I just hope the price stays down here for as long as possible, just means a bigger nicer house I will be able to buy when silver revalues to it's true value :beer:

youtube.com/watch?v=xCCuLMgyUgY

Wow! 100 ounces?

Do you realise that your obsession might be a little self-defeating? If all those hundreds of hours that you've spent researching silver on youtube and silvernut blogs, and on futile attempts to ramp silver on here, had been spent earning extra money or learning a marketable skill you would probably be much better off financially.

shortchanged_2

Aberdeenangarse wrote: »

I expect MrRee will be along shortly to tell us he's stopped using his Yacht in the Winter

Don't you mean Yahct?

FTBFun

Travelman45 wrote: »

Ha don't worry I bought over 100 ounces in 2009 when the price was suppressed down to $9. Then I was buying sometimes up to 10 ounces every time my paycheck cleared. I bought quite a few when the price was pushed down to £5 per ounce :T

Even now I get less ounces for the same currency silver is still hugely undervalued. I just hope the price stays down here for as long as possible, just means a bigger nicer house I will be able to buy when silver revalues to it's true value :beer:

youtube.com/watch?v=xCCuLMgyUgY

Saving £900 a year isn't going to get you a house any time soon.

Oh wait - the price of silver is going to explode isn't it and house prices collapse? Silly me, how did I forget.

wotsthat

Travelman45 wrote: »

Even now I get less ounces for the same currency silver is still hugely undervalued. I just hope the price stays down here for as long as possible, just means a bigger nicer house I will be able to buy when silver revalues to it's true value :beer:

Buying a silver coin every month and thinking that's going to help you into a bigger, nicer house is somewhat bizarre.

Take a step back. Do you honestly believe that an investment strategy that requires only a £20 investment per month is going to lead to your desired end-point?

Have you ever thought about getting a mortgage? It's a more conventional route to home ownership.