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lombard bank loan
OH is rubbish with money, and has recently had a letter from Lombard bank saying he owes £4k.The loan was taken out in 2003, and he hasn't paid any of it off.He asked for a CCA off them and they can't provide one.Any help would be appreciated about where he stands with this:o:o
"You can't stop the waves, but you can learn to surf"
(Kabat-Zinn 2004):D:D:D
(Kabat-Zinn 2004):D:D:D
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Comments
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When was the LAST payment...It is statue barred if no payment has been made in the last six years..This means they can not force you to pay but his credit record will show it.It is nice to see the value of your house going up'' Why ?
Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
If you are planning to upsize the new house will cost more.
If you are planning to downsize your new house will cost more than it should
If you are trying to buy your first house its almost impossible.0 -
When was the LAST payment...It is statue barred if no payment has been made in the last six years..This means they can not force you to pay but his credit record will show it.
Thanks that was what I thought too.No doubt they will keep sending letters though lol:D:D"You can't stop the waves, but you can learn to surf"
(Kabat-Zinn 2004):D:D:D0 -
OH is rubbish with money, and has recently had a letter from Lombard bank saying he owes £4k.The loan was taken out in 2003, and he hasn't paid any of it off
Has he stolen money from anywhere else?0 -
opinions4u wrote: »That's some oversight.
Has he stolen money from anywhere else?
Probably:rotfl::rotfl::rotfl::rotfl::D:D"You can't stop the waves, but you can learn to surf"
(Kabat-Zinn 2004):D:D:D0 -
And we wonder why firms are reluctant to lend...Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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