you know when all you lovely people give advice...

ZTD

SarahNeedle1872 wrote: »

Naughty lady you have a pm!

That's not narrowing it down very much...

postingalwaysposting

thansk lucy. I guess typing in what i have eaten into a computer screen is easier than confornting it. Last year i lost over a stone when lenny ran his competeion. Wish he would start a new one now :rotfl:

weller, i gessed something was up i owe you an email anyways so i will do that now glad you enjoyed the baileys

sarah nah nah nah nah nah ~ you cant get me :rotfl: you have pm btw and no no no if you do it i shall give it you nack on the 19th ~ you try and stop me :rotfl:

ztd :rotfl:

~~~~

had a pants day in work today. Turns out all my hours were changed because some person didnt want to do 3 hours over time at double pay :rolleyes: anyways i will get it all instead :rotfl: however i jammed my little finger between the mixer and the fridge door tonight so my nail is going black and my finger wont work ~ oh the joys! cant be bothered going in this week i really havent got the energy :rolleyes:

anyways going to get an early night tonight oh and my work collegues gave me a birthday card and some cash so that was nice of them ~ i will use that to buy my case for my camera

beanielou

Glad your work mates got you something Pap
& fab about overtime.

mrsh2h

I have just read your post, and felt really bad for you, I have remortgaged my house twice to pay off my debts and once again only a year after paying it all off I am in debt of 2k, finally going to join a dmp but I still dont feel entirely certain that I wont end up in debt again! think I must have a mental problem!! so you have done really well

postingalwaysposting

beanie thanks

mrsh2h, thansk. I do think debts a cycle and untill you break that cycle for good you are stuck. I guess this will be your last crack at paying off your debt? i wish you the best of luck, this website will help all it can.

~~~

right another day done. Not too happy with work but i shall say no more. Mum payed me all what she borowed etc but i did go shopping after work. Brought loads though including that book that my sister wanted and a book for me. Also some mini tolietries that i can take to the meet to wash with on sunday morning. They cost about £3.10 but are all throw aways so allthough i will have to carry them some of saturday i can dump them on the way home.

weekend off :T got nothing planned really. Have a driving lesson (payed for) tommorow and then i am suppsed to be going out sunday with my best mate and her coming back. Unsure of that yet :rolleyes:.

Budgets i dont know where i stand :rolleyes: I have £22 in my purse £15 in my card from work and £50 odd in the bank. Yet some of my bills havent come out (due the 1st) and some debits dont seem to debit either i know i have enough plus £30 in my current account spare so we shall see :rolleyes:

Ohhh and the parcel stuff i ordered i ended up ordering 2 different types of paper instead of two the same. So i am either looking for two differnt papers or i have to order another piece online but the paper only costs 20p yet p&p is £1.95 :eek: might pop into hobbycraft and see if they have anything simmaler?

postingalwaysposting

right budget sorted :j

£57.94 in account
£22.00 in purse
£15.00 in card

to pay ~
£9.72 ~ Magazine subs
£25.00 ~ Halifax ~ web saver Christmas/Holidays

toatal = £34.72

left in account = £23.22 ~ will prob spend some of this tonight :shhh: have my eyes on some sale stuff on my online shops but after all it was factored into my birthday spends :rotfl:am i getting away with it? roll on teh first payday of this month ~ then i am not spending a penny untill my savings target is made

thats with no weekly spends for next week however so i shall have to factor that in from the £37 i have here. I will use the £15 card cash to buy my camera case from argos

btw ebay is going well £10 already with 6 days to go

slowlyfading

PaP, what's your ebay trading name? thought i might have a browse seems like you're sorted! x

slowlyfading

^^ ignore that, i already know it! lol

lemonpie-86

Honestly, the more you beat yourself up, the worse you feel, and the more you will want to spend. Just put this one down to experience, and carry on. Nothing you have said has been a lie, as you are still sticking by a plan, it was one hiccup and you know how to put things right.
We all do it, none of us is perfect and we all have days where everything goes wrong and all we want to do is spend. It's knowing that next time we have the strength to resist it. I am terrible for splurging if I have an argument with a friend, or have a bad day, or just feel a bit miserable. The best thing to do is just keep telling yourself that there is light at the end of the tunnel, no matter how dim and think how happy you will be once the debt is gone. Remember, it's really cheesy, but the view from the mountaintop is so much better once you've been in the valley.
Good luck. :beer:

postingalwaysposting

sf nothing worth seeing but you can have a peek. Most of its clutter/stuff i want shot of (ie all my driving books) have so much more to list though its unreal :rotfl:

thanks lemonpie, i dont know if you were refering to my firstpost? If you are i am glad to say its all payed now. I still splurge to the point where is haved saved over £1k and spent it all I guess its part of my nature. I am now nearly 1 year on and i am glad to say i have £135.?? on a 0% debt and thats it. But that was taken on after i was debt free. I guess we will all have times when we fall off the waggon but i guess all that matters is we get back on. I can safely say i am still on the waggon and i love it when new people join too :rotfl: