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you know when all you lovely people give advice...

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  • What!?! You mean you don't need a £15k loan and a £5k CC limit!?!:rotfl:

    Well i could prob spend all that no problems but then you lot will have to put up with me for longer :think:
  • Raph, well think of the pay again and all that money you can throw at your debts :) have a great birthday, when are you back?

    I don't mind working New Years Day so much, as it should be really quiet, but it will be crazy tonight! Oh well, only 11 hours and it will all be over! :rotfl:

    I will be back on the 6th of Jan, I have a friend looking after Shadow while I'm away, so no money spent on pet sitters!

    ooh and ...happybday.gif
    pap!!


    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • beanielou
    beanielou Posts: 95,765 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope u are having a good day & liked the card.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thanks beanie ~ yes i loved the card thanks. I did pm you earlier didnt it come through?
  • beanielou
    beanielou Posts: 95,765 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks beanie ~ yes i loved the card thanks. I did pm you earlier didnt it come through?

    No, PMs seem to be a bit of a hit or a miss at the mo though
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    No, PMs seem to be a bit of a hit or a miss at the mo though

    ahh ok basically all it said was huge thanks for the card, it was nice to recieve it. Especcially as i didnt have many cards to open :) and loads of hug/kiss smilies. It was sent about 8am :rotfl:
  • beanielou
    beanielou Posts: 95,765 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks PAP~Glad u liked it!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • i did :j

    well start the new year as i mean to go on :) i have just turbo listed (ebay) 13 items ready to start on the 8th (in conjunction with the olympic challenge). i have been listing on a notepad which gamling offers (ie bingo) cashback though quidco and pigsback i have done so i can do the ones i havent in the new year. I have started one of my scarfs as xmas gifts next year and i have photographed another 6 ebay items. Tomorow i shall ~

    * [strike]photograph all my cards i have made over the festive period[/strike]
    * upload said photos onto my website
    * [STRIKE]photograph at least 3 more things to ebay[/STRIKE]
    * upload those and the 6 i photoed today on turbo lister
    * brush and mop my floor
    * [strike]clean my desk[/strike]
    * [strike]clean the animals[/strike]
    * 1/4 finish this scarf
    * [strike]write/make 4 thankyou notelets (personal use)[/strike]
    * make one thankyou card (personal use)
    * make two more cards for my busniess and a diy kit
    *[strike]make a list of must buys for the asian shop sunday[/strike]

    thats it :j i must add though on my days off you will see more of these list being made (nicked for other mse'r diarys) it then gives me something to aim for rather than watching my days off fly out the window and then when i get home for work i am rushing to get things done :rolleyes:

    so thats me ~ bring on tommorow :D
  • Mrs_Sparkle
    Mrs_Sparkle Posts: 1,805 Forumite
    Look at you being all organised with your list! Good luck, you're doing fab things there.
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
  • Thanks mrs s. Need some order in my life. Gone are the days where i have a day off wake up in the morning and sit here all day. I am not saying thats a bad thing i love helping others, but if i am to complete my aims for the year sitting here day and night wont accomplish them will they? So new year, new goals, new pap ~ super pap :j :rotfl:

    *snaggs i still love my superpap name*
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