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you know when all you lovely people give advice...
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Have to agree that I dont think that its selfish at all~ I think that you work hard & that you deserve to be able to treat yourself.
Dont feel so guilty~you are only young once~so live a little Superpap.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
:j virgon money is in my spending acount, i cant believe i have the same amount (just) in my two accounts that i did on pay day :rotfl:
shoping ~ i am hoping to go but and its a big but, i really want to get most (1/2 remaining) of my cross sticth done this weekend as i only have 3 more days off and one more weekend before giving it to her :rolleyes: but saying that i really really need rabbit food so i must go out for that, oh and a birthday card for my sister
now dilema with my money... virgin has now payed out :j ~
1) Do i keep it all sat in the current accounts ready for payday friday 14th?
2) Do i put it all into my savings accounts (except whats needed for bills before payday)?
3) Do i book the holiday with my mum online/in the travel agents?
mum has now all but 2 months (however she is trying for a f&f settlement) payed all her debt to capital one offwith my help/organisation i may add :rolleyes: so each week instead of me giving her her £100 per month living money (£45 covers the bt bll which i pay :rolleyes:) she wants it payed off the holiday and then saved for spending money... which is fine i can do that within my ING accounts
so decisions :think:
anyway while i was typing this the xmas gift ordered from tesco arrived :j its perfect and i am about to hide it in my prezzie cupboard0 -
Hi Pap,
Im glad that life is really looking up for you and that you have reformed your mum as well. You seem so much happier now. Im glad youre going on holiday twice and that everything is working out well with college, driving etc. I even guessed that you were buying a double bed. Anyway, well done.The forest would be very silent if no birds sang except for the birds that sang the best0 -
hi pap
have you checked quidco/topcash to see if there are any offers on booking hols - Think there are some in the travel sections may be worth a look before you book in town:D
Sounds like you are finally sorting your mum out too, and at least you won't have to worry about her paying for the holiday if you have the money saved in your accounts;)
i made another £8.25 today on quidco for my holiday challenge by ordering a sat nav for OH. Every little helps - now upto £388.76:j
hope you enjoyed the shopping - did you get any bargains today???
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sophiesmum wrote: »hi pap
have you checked quidco/topcash to see if there are any offers on booking hols - Think there are some in the travel sections may be worth a look before you book in town:D
Sounds like you are finally sorting your mum out too, and at least you won't have to worry about her paying for the holiday if you have the money saved in your accounts;)
i made another £8.25 today on quidco for my holiday challenge by ordering a sat nav for OH. Every little helps - now upto £388.76:j
hope you enjoyed the shopping - did you get any bargains today???
sm
sm ~ thanks for the tips...
holiday ~ i cant book with cash back as it needs to be with first choice (i think) as we have some 'love to travel' vouchers (£100) that i am sure can only be used in first choice
mum ~ yes, its hard but we will get tehre. She doesnt understand though that when she shops after work sometimes £5 a time although they are bargains its money she hasnt really got :wall:
holiday ~ wow sm you see to be doing so well, do you know how much you need to/want to reach? you seem to be very close to your goal already... keep it up
shopping ~ i have just got back and i didnt do too badly. The run down is on the what have you spent thread but i got a nightdress (wearing now) for £3 :j 2 xmas gifts costing £3.50 (including a parker pen) and some meals for me in lidl... i was tempted by a wii game but i resisted :rotfl:as my sims is out in 9 days now i think but i got some virtual console credits so i think i will download sonic later tonight
spent about £33.00 so not too bad... the problem is we had my brother we me so we couldnt really bargian shop and we only went to 4 shops... will have to go to my loacl mall near work monday to pick up the things these shops didnt stock
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Evening PAP...you are doing so well and getting mum on board at last must be a relief!!!..I know what hard work that has been for you and am so glad that you seem a lot happier nowadays...0
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Hi pap
Will need about £1200 for hols for 4 adult prices me, OH DD and DS. So still a long way to go but a good start anyway:Dand my £2 coins are building up nicely for spends:D
Funny enough i was going to suggest new PJ's to go with your new bed:j
Have you checked the terms and conditions on the vouchers?? If its only £100 worth you might be able to find a better deal on internet and sell vouchers on e bay. We saved around £400 on travel agent price of our hols last time by checking online first.
sm0 -
taxi ~ i wouldnt say its been easy but now my mum is finally seeing in order to have a nice life this debt needs to be repaid and once thats done she will have lots of spare cash :rolleyes: i am happier, i know that in order for me to make a good life finacally and other i can only do that... tuesday is the start :j
sm ~ £1200 isnt very far away now... i wish you all the luck and i shall be watching your sig closelyohh and £2 coin spends ~ your fab
well i live in my pj's... as soon as i am in the house i am in them :rotfl: so i do all my crafts in them too :rolleyes: and many were looking sad and worn out so the new one is a good start... will get more when this 'cheap' shop has more designs in stock :rotfl:
http://www.love2travel.org.uk/ well i can look at thompson too now... i wonder if anyone mentioned on that site gives cash back? i shall have to do some research... and selling on ebay is a good idea toonever booked a holiday abroud before so its all a learning curve :rotfl:
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Two of those listed are on QuidcoNo longer using this account for new posts from 20130
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Two of those listed are on Quidco
thanks gem... i shall look at the quotes now as there is a 'certain' hotel we would like
just had my new driving instructor on the phone and basically he cant make tuesday as his car is in the garage :rolleyes: and the office booked before checking :rolleyes: so now it shall be tuesday i am coming home from work and then we are off... i gave him the low down and he thinks my old driving instructor was totally in the wrong and he belives that i should be fine with him... however i may need to move my test, but if thats the case so be it0
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