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halifax charging me a quid for going in overdraft
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Oh right. In that case I will but I will have to do this from my business account. Won't they see your playing their system ?
Banks have better things to do than going through everyones statement to figure out where the 1K minimum payment is coming from.
The only people 'caught' are those who have 3 or more of these accounts and cycling 1K through all of them and then speaking to bank staff about their account.
What they could do is exclude internal transfers (as at the moment, you can use a savings account to put 1K into your current account and then move is straight back to your savings account)0
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