Broken window in tenanted property

lighting_up_the_chalice

dippy wrote: »

Yes, insurance for damage caused by the tenant or her family. Not everybody whom the tenant knew and whom the daughter went out with :rotfl:

Laugh it up..... Then read the details......

Contents Standard Cover:
• Limits of 5% of the contents sum insured for any one valuable and one third of the contents sum insured for any one claim for total valuables are
shown in the policy wording –your policy schedule will show the revised limits if these have been increased
• Loss or damage caused by fire, smoke, explosion, lightning, earthquake, storm, flood, theft, escape of water (e.g. from burst pipes or tanks) or oil, malicious persons, riot, subsidence, collision by vehicles or animals, falling trees, collapse of aerials or satellite dishes. (causes 1 – 11 in the policy
wording)

lighting_up_the_chalice

dippy wrote: »

For god's sake, the guy didn't enter the premises.

I assumed you had read and understood the implications of your own link.

tbs624

lighting_up_the_chalice wrote: »

And your solution is to create another victim (the landlord)? How is that constructive?

The LL has a crime reference number and this is what her insurance is for. As I posted previously, just a reminder that the LL can of course set down any insurance excess on her tax return.

dippy

tbs624 wrote: »

The LL has a crime reference number and this is what her insurance is for. As I posted previously, just a reminder that the LL can of course set down any insurance excess on her tax return.

Thank you tbs!! And the proper way to do it is then for the landlord to say to the tenant at AST renewal that their costs have gone up and they will have to raise the rent.

lighting_up_the_chalice

tbs624 wrote: »

The LL has a crime reference number and this is what her insurance is for. As I posted previously, just a reminder that the LL can of course set down any insurance excess on her tax return.

Which doesn't really answer the question.

Again.......

"And your solution is to create another victim (the landlord)? How is that constructive?"

Or is liability decided on the basis of who has chosen to pay for the best (or any) insurance?

lighting_up_the_chalice

dippy wrote: »

Thank you tbs!! And the proper way to do it is then for the landlord to say to the tenant at AST renewal that their costs have gone up and they will have to raise the rent.

Raise the rent? I thought you were AGAINST victimising the poor, innocent tenant.

clutton_2

well lighting.. i hope you are proud of yourself.. you have driven away yet another person who was in distress and needed help..... what is the matter with you ? this forum is about helping others, not engaging in nitpicky silly arguments which stop genuinely needy people from getting the help they need... do grow up

tbs624

Some guidance from the Office of Fair Trading which may help LUTC

"Landlords are under a duty to maintain the structure of the building and this risk is their responsibility even though the claim may not arise through their fault. This does not mean that tenants are not liable for damages where they are at fault, but they should not be required to bear this risk in all instances. Similarly we would object to a term making the tenant liable for damage done by third parties outside their control, for example, repairs required following a burglary or vandalism."

Ultimately, this is one of those things that would have to be settled by a court/deposit scheme arbitration if the LL tried to recoup the costs from the T's deposit.

As I said previously

tbs624 wrote: »

This part has to be dealt with separately from issues with boilers,leaks and paint on paths etc. IMO some posters seem to have decided that this is a "certain sort" of T and that she should therefore be punished more harshly for a misdemeanour not of her making, simply because it comes on the back of other issues which *were* apparently down to her actions/omissions

lighting_up_the_chalice

clutton wrote: »

well lighting.. i hope you are proud of yourself.. you have driven away yet another person who was in distress and needed help..... what is the matter with you ? this forum is about helping others, not engaging in nitpicky silly arguments which stop genuinely needy people from getting the help they need... do grow up

Read the thread, Clutton. Further legal action has caused her to stop posting. Nothing I have said has changed the action already taken. It might, however, have stopped her sticking her own hand into her own pocket, thus saving her money which is, as I understand it, the entire point of a MONEY SAVING forum. Or didn't you understand that?

heathcote123

angelsmomma wrote: »

Thank you everyone for your input, it is sorted out now. I am paying for it and they will pay me back after Christmas. If they don't pay me back I will put it down to experience. I won't be serving a section 21.

How much is the cost of the window & how much deposit do you hold?

What happens next time they break something, or do a runner for the last months rent?

I'd insist on 100 pcm or something to top it back up, or you're just asking for trouble in the future.