Lifa Assurance - payout when killed commiting criminal act?

jamesd

mikey72 wrote: »

Death penalty for delaying your train for a few minutes? Seems a bit severe.

Maybe. But in this case it wasn't a train. The person was doing it in the tunnels under a hospital. Assuming it's the case that's been in the news recently.

Whether that's more or less bad than cutting the cables for rail track signals that can lead to trains colliding is a matter for you. But cutting railway cables isn't just delays, it's safety systems being broken as well.

In any case this is possibly moot for the insurance unless the insurer decides that he caused his own death in a reckless manner while engaging in an activity not covered by the policy. That's possible - it may not have included cover for work of this type, leaving that to his "work" policy. I don't know how common such exclusions for reckless hazardous activities are.

Careful_with_that_Axe

cajef wrote: »

Assume it is this the OP is referring to, apparently they could not switch the power off for several hours to recover him as the cable supplied power to machines for patients on dialysis.

http://www.bbc.co.uk/news/uk-england-cornwall-15889043

That's the one.
I certainly don't condone what he did, but I feel sorry for his wife and, particularly, the kids.

I think when you plan to commit a criminal act you accept the possible consequences of your actions whether that be prison, injury or death. You are choosing to put yourself at risk. Unfortunately, in this case the risk he chose to take has had a devestating impact on his family.

Bigsmak

Interesting thread.. Maybe should be one of the questions of the week on the main forum.. Do we still do that?

Personally.. I think that every criminal that dies is a good thing... World will be a better off place without them.

Shame on his wife and kids.. but what goes around comes around.. he was trying to cause discomfort to others by stealing and he in fact caused discomfort to his own family... Life's funny like that!

sarahg1969

He wasn't sentenced to the death penalty. He chose it himself.

Unfortunate for his family, but perhaps HE should have thought of them before deciding on such a dangerous career move.

geri1965_2

Bigsmak wrote: »

Personally.. I think that every criminal that dies is a good thing... World will be a better off place without them.

How do you define a criminal, just out of interest? Someone who breaks the law or someone who is convicted of a crime?

What about those who are successfully rehabilitated, and go on to become decent members of society and put something back in?

dunstonh

How do you define a criminal, just out of interest? Someone who breaks the law or someone who is convicted of a crime?

He wasnt a criminal at point of death but he was committing a crime at the time (Against a hospital of all places)

What about those who are successfully rehabilitated, and go on to become decent members of society and put something back in?

Fair enough. However, not applicable in this case as the person made a lifestyle choice and did something extremely dangerous for his own benefit to the detriment of others and broke the law. The risk didnt pay off and he suffered the consequences of that.

People take risks every day and face the consequences of those risks. Whether they are legal or illegal.

vaio

jamesd wrote: »

........Whether that's more or less bad than cutting the cables for rail track signals that can lead to trains colliding is a matter for you. But cutting railway cables isn't just delays, it's safety systems being broken as well.......

Hand on heart I can say there isn't a railway safety system in existence than can be broken by cutting a wire. They all fail safe.

Thinking about it, that why the delays are caused, cut a wire and everything stops

vaio

sarahg1969 wrote: »

He wasn't sentenced to the death penalty. He chose it himself.

Unfortunate for his family, but perhaps HE should have thought of them before deciding on such a dangerous career move.

Chose the death penalty?

That’s a bit strong, he didn’t choose any such thing, he made a mistake whilst making a connection to a cable just as I (and many thousands of others) could do every day.

In this case, either due to lack of skill or equipment or both he died and some kids & a wife now face the future without their husband/father.

I’m inclined to agree with the coroner…. "It is an absolute tragedy that this has happened. It is a senseless waste of a young life."

Careful_with_that_Axe

I would suspect (with absolutely no proof, I hasten to add) that his wife knew what he was planning to do that day and either didn't want to or couldn't stop him. He died as a direct result of his criminal actions. Someone dying as a result of their own ill-considered choices isn't a tragedy although it's sad. The ONLY tragedy as I see it is that the kids are left fatherless.

chanz4

If you speed your a criminal