The "Cripes, Christmas is almost here" December NSD thread

chris81418

Good morning everyone! :wave:

LittleMissHappy wrote: »

chris81418 - well done for NSD 14 :j:j:j keep up the good work!

Thanks LMH! I managed to catch NSD number 15 yesterday, so that means I've met my Hall of Fame target of 6 NSDs in-a-row! :j

Welcome to the thread Samstech2!

Have a good week everyone and keep wrapped up warm!

IF

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

IF

Morning all

IF

Oooh forgot......wanted to share this too for dog lovers, it made me giggle :dance:

Click on link

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> http://www.youtube.com/watch?v=nGeKSiCQkPw

Cherryjack

Another NSD yesterday and today :-) NO 11:j:j:j

LittleMissHappy_2

ifwisheswerehorses... wrote: »

Oooh forgot......wanted to share this too for dog lovers, it made me giggle :dance:

Click on link

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> http://www.youtube.com/watch?v=nGeKSiCQkPw

Love it if :rotfl::rotfl::rotfl:

cw18

Unexpected spend day for me....

Got an email this morning from W0wcher, with an offer on Snow Socks for the car which I've been seriously considering. A friend on another forum mentioned her local Group0n had an offer on them too - so sent me the link. Her's were dearer, but the ones through W0wcher don't list my tyre size - so I've order through the link she sent which will still save me over £20 on the full price of them. Will still have to pay postage when the voucher activates on Thursday evening, but I'm going to count that as a spend for today as the money has already been allocated and would have been paid today if I could have.


So I think I'm going to wander down to the shops this afternoon to get the chocolate bar I need for my Dad - and stock up on teabags from L!dl as I'm not far off opening my last box..... If I don't they'll have to be got during the scrums that are bound to appear in the stores on Friday/Saturday!!!

elfen

NSD no 12 and 3 in a row for me please!

freebyfifty

As expected I had to spend money today

I actually hate spending money now. I've become a real miser!!!

beanielou

Finally no 10 :j :j :j