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The "Cripes, Christmas is almost here" December NSD thread
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NSD no 10 for me please! hit double figures so I have high hopes for hitting my target!** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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Not doing so well at the NSD malarky at the moment as I am so disorganised.
Ho hum :rotfl:
Today I managed to toddle home with the Soap & Glory gift set ~ where is that confused smiley when you need it?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hoped for a nsd today, but didn't manage. Had the kids at a Christmas party and paid £3.20 for drinks plus £5 for a photo of them with some footballers (which they have paid me back for).
And no chance of one tomorrow either - have parcels and cards desperately needing posted.Ninja Saving Turtle0 -
NSD #8 here in Fresian Towers0
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NSD#8 for me today, mostley because I've been in bed most of the day after nights.:pDFW Nerd 1394.
Total Debt Paid £38109.29/ £40259.24.0 -
Number 11 for me todayBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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I am so sorry i have abandoned you all over the last few days, i have missed you & there have been some fab totals being collected!!!
Have had a trapped nerve in my neck after a slight "incident" at work :eek: I've never known anything hurt like it & have been hiding in bed with a hot water bottle tied to my neck with a scarf (:rotfl:) whenever i've not been at work!!
It seems to have righted itself now though, i think i have to thank my neighbour for that, she had one of her famous hissy screaming fits, which woke me up through the wall & as i jumped out of bed in fright it didn't seem to hurt any more!!
Anyway, mammoth update to follow.......February NSD challenge 5/150 -
Targets met today:
Hiddenidenity – woo hoo, well done for 15 & meeting your first target!! :j:j
& number 16, well done!! :j:j
The Dragon – well done for number 10 & hitting your first target!!:j:j
Target increased to 15 now.
jintyb – well done for number 10 & hitting your first target!! :j:j
Target increased to 15 now.
Bless, I can just imagine all the little ones in the nativity, sounds fab!!
Lots of NSDs rolling in today, so well done to:
chris81418 – well done for numbers 11, 12 & 13, you’re doing great!! :j:j
jaffacakegal – well done for number 6!! :j:j
Enjoy your S & G stuff, you deserve a treat!!
suzitiger – well done for number 6!! :j:j
Glad you are feeling better, & what a well trained OH you have!!
bottleofred – well done for numbers 13 & 14, you’re doing great!!:j:j
prepareathome – well done for number 9, don’t give up, you can do it!! :j:j
kerri gt – well done for number 4 & for grabbing those glitches!! :j:j
Knitting Nora – well done for numbers 5 & 6, you’re doing great!! :j:j
Cherryjack – well done for numbers 8 & 9, you’re doing great!! :j:j
zafiro1984 – well done for number 10, you’re nearly there!! :j:j
ifwisheswerehorses... – well done for number 11, you’re doing great!! :j:j
slowlyfading – well done for numbers 10 & 11, you’re doing great!! :j:j
freebyfifty - well done for number 9, you’re doing great!! :j:j
LondonGirl252 – well done for number 2 & 3, keep going you can do it!! :j:j
wannabee_in_credit – well done for number 3, you’re nearly there!! :j:j
Frodobaggins - well done for numbers 7 & 8, you’re doing great!! :j:j
marmiterulesok - well done for numbers 7 & 8, you’re doing great!! :j:j
Learning2Budget - well done for number 5, you’re nearly there!! :j:j
Igamogam - well done for number 6, you’re doing great!! :j:j
freshair - well done for number 7, keep going you can do it!! :j:j
TwelveStopsThenHome - well done for number 7, you’re doing great!! :j:j
donna dynamo - well done for number 6, you’re doing great!! :j:j
ms_night_ryder – well done for number 3, keep going, you can do it!! :j:j
cw18 – well done for number 4!! Your chap sounds like a diamond!! :j:j
greenanne - well done for number 4, keep going you can do it!! :j:j
mf0u1098 - well done for number 8, you’re doing great!! :j:j
elfen - well done for number 10, you’re doing great!! :j:j
flying_fresian – well done for number 8, you’re nearly there!! :j:j
And hello to:
ModestyB – awww the pups are super cute!!
beanielou – you are doing great, you have a fab total… & you definitely deserve a treat, I hope you enjoy pampering yourself with the S&G stuff, I am jealous!!
& up to number 11 for me, largely due to not being up to going anywhere! Today i have grabbed some groceries, & also made all my xmas brandy snaps.... right now i don't want to see another one till next xmas!! :rotfl::rotfl:February NSD challenge 5/150 -
NSD15 for me today please and target reached:beer:If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Good morning everyone! :wave:butdoineedit? wrote: »
chris81418 – well done for numbers 11, 12 & 13, you’re doing great!! :j:j
Thanks BDINI!And in addition, I managed to catch NSD number 14 yesterday! :j
Have a good week everyone and keep wrapped up warm!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0
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