Pay off as much as you can in 2012 challenge!

jwil

Thanks for the updates everyone. It's lovely to have all the new people joining in. Please do keep posting, it helps us all with motivation and sharing ideas

Jacci - well done on paying down over 50% and staying smoke free :T :T :T

euronorris

euronorris wrote: »

OK, and loan payment has been collected today, so new GBP total stands at:

455.38/5337.19 GBP

Hi All!

I've been absent due to lack of funds, and a stressy situation, but I am still on track (just)!

So, here to update today. Another €200 paid to the OH today, which brings my new Euro's total to:

600/2200 EUR

I have sent funds to the UK also, to pay off more there, but have to wait for them to arrive before I can do anything.

I hope you are all well, and if you're not that you are being well supported.

I cannot wait for my visit home on 3rd March. Going for a whole week!

Keep your chin up, and keep smiling folks!

xxx

snailmail

You're all so inspirational here! Can I join too? I'd like to clear at least £1000 of my debt by the end of the year, if not more.

I won't be making extra payments just yet unfortunately because I am fighting to stay out of my overdraft while having money to pay for my friend's hen night and, and other wedding/bridesmaid expenses, but if after all that I have a little left over I am going to throw it at one of my CCs!

I figured there's no point putting extra into my CC if I know I'll just end up back in my overdraft before my next payday

fairyclicks

HI Guys, I am sure i have some payments to add - just need to check my records and update them cos i haven't been too good at writing them down this month - have done a lovely new spreadsheet to help me keep better records I have been making payments honest LOL!

I have also started a new challenge called double your money to help with the payments - if any of you would like to join me do feel free https://forums.moneysavingexpert.com/discussion/3813705 Hope its ok to post link????

Twiggy_34

Just wanted to say I'm loving the PMA's in this thread. I myself am having a very buoyant start to my year, bagged a couple of bargains on local facebook buy/sell or swap groups so got the new (2nd hand) laptop I needed/wanted and the LCD TV we wanted but didn't need for our bedroom (a bargainous £40 for a Toshiba 32" tv that only had broken freeview).

On top of that have cleared a whopping £750 so far this year with sales of various bits and bobs we didn't need in the home & using cashback claimed from essential purchases made through Quidco.

Just booked a pitch for a local & thriving car boot sale on Sunday to take advantage of the (hopefully) glorious weather we're meant to have & am hoping to have a profitable day to help clear another chunk off the c/card. Can't believe how many things I keep finding around the house that we never use!!

The_Ubiquitous_Mrs_Smith

Update from me... My 30% (:o) credit card has been paid off and closed so I'm not tempted to run it up again (again). £800 less debt! :T

Next on the list is my overdraft but won't be able to do much this month as this is an expensive month with mother's day, birthdays etc.

sarahs999

£115 OP to Barclaycard today. Look! I've gone under £3k owing. That is VERY exciting. AND... I've only got £100 left to pay on that Barclaycard. WooT!

cutestkids

A total of £48.08 paid this week so my running total is at £1461.96 / £5000

sergeant_cookie

Just paid £646 off. Feeling skint, but it'll all be worth it soon. These debts have been looming over me for almost 10 years now and finally the end is in sight

wot-a-mess

no 21 reporting

£2,899 / £14,000