Pay off as much as you can in 2012 challenge!

jwil

OrangeFairy wrote: »

Can i join please???

I would like to pay off £5000 this year including loan payments. I wont include interest.

My payments include Next, credit card, loan and parents. I owe £50 to my Mum and i think we owe hubbys Mum £150 still. Would like to get rid of them as even though there is no interest it isn't nice to owe them any money!

So as my loan payment will come out tomorrow i will put myself down as

£410/£5000

This includes my loan and money paid off in Jan

Motivated to get lots of money paid off this year!

Welcome to the challenge OrangeFairy! Good to have you on board, and good luck with the debtbusting

jwil

Thanks for the updates everyone

Sarah - that's great news about the mortgage overpayments and good that your DH is on board now too.

Jacci - well done on the non smoking, great news about your son, and good luck for tomorrow!

needhelpsaving - yes, payday has been a long time coming - next month's will be too I think

sarahs999

Thanks jwil. Feeling positive about it all. It would only get spent on nonsense otherwise! In my head I have a secret plan for us to pay off our mortgage by the time we're 50 (9 years' time) but I'm not telling him that yet - will scare him!

Happytogetdebtfree

Good day new total £765.99/50,000 small steps tomorrow lots comes out so il be updating again x

millionaire_in_training

£277.50 today so now £855.65/ £10,000

misselvis

Hey folks just wanted to update you on my progress so far. January was a long and hard month but roll on Feb

Drum roll - have updated my signature £645 towards debts and £215 off the mortgage- whoop whoo
need to celebrate the small stuff am on a tight budget need to pay off a lot by September.:j:j

seasideDreamer

Just paid off £25 off teh new AA card so that's £81/£4065. I will be changing my target amount in February as I've decided I will include my £1300 overdraft too as I'm not going to be paying Santander £20 a month for the privilidege come March:) I am also going to sell off my Santander shares which should cover most of this but the rest will probabally end up on the credit cards. I also have more balance to transfer around soon and I managed to go up in debt by £320 this month, this is actually my Iceland trip in March through so its not all bad;)

jacci45

No 36 reporting...another early PAD....cant sleep, op is deffo on and Ive got to get up at 430 to get to hospital for 730..specialist surgery so hospital is miles away. Mind you my consultant is world renowned would you believe so very lucky he is doing it!!

Anyway PAD 5.00 so now owe 16254/31943 and paid in 2012 426/10000...Jan hasnt been an over successful month on the debt busting front but Feb will be better.....note to self...you will see those 15,s Jacci!!!

Happy Wednesday all!!

debtfreewannabe321

morning

Payday has taken forever to get here!!!!!!!

My Payments have come out £502 this month Total £1004/6000

michmcc79

Good morning everyone,

number 49 here pleased to report I managed to squueze another tenner out of my account towards Kays bringingmy new total to £230/1900

This debt busting thing is a breeze...