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Pay off as much as you can in 2012 challenge!
Comments
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Hi Jwil,
Can I join in please? £5000 fingers crossed! Could do with some encouragement and this thread looks perfect!0 -
Oooh! Can I join next years too?
I don't have a target yet, as i haven't really worked out any numbers et, but think it will be about 3k.
Thanks!2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)0 -
Add me please.
Oooooh it would be so good if I was number 13 again for next year.
My target is going to be £6000 again this year but this time I am going to count the whole payment not just the overpayment.
Jwil you are a star to do this again
I shall see if I can slot you in at number 13 again o2bfree
debtfreewannabe321 wrote: »
:j me please Jwil :j
I'd like to set a more realistic target next year :rotfl:
of half my debt! £6000 please !!!
Thank you for doing this again, i loved reading this years and seeing how much people have paid off :T:T
dfw
Glad to have you for 2012 next year, I'm not sure my target is at all realistic, but we'll see :rotfl:GreyhoundAngel wrote: »Hi Jwil,
Thanks for setting up another years Challenge - I missed 2011's challenge ... didn't find it until last month
.. and wondered if you had room for one more for 2012 ? :A
I'm aiming for as much as possible .... but will set a minimum target of £5,500
Good luck everyone
Angel xxx
There's always room for one more Angel, good to have you on board "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Hi.
Can i sign up to this please? This will be a first for me as i didnt join in 2011's thread.
As you can see from my signature, i don't have much to pay off, but i have a very small income so it's taking ages and it's a struggle!
EDIT- sorry, i didn't realise we had to post a goal, mine will be the full £2001. Thanks!0 -
seasideDreamer wrote: »I'd like to join in again please. I think my target will be 4000, although my debt should be under this by January, I'll overpay any extra on the mortgage/pay off the overdraft.
Good to see you again seasideDreamer - great that you will be DF next yearmmikailian wrote: »Count me in too please I need to wait until the end of Dec to give you my total but I am thinking roughly £5000 depends what i pay between now and the end of Dec
Good to have you on board mmikailian, no worries, update your total any time.Hi Jwil,
Can I join in please? £5000 fingers crossed! Could do with some encouragement and this thread looks perfect!
Hi megan, thanks for joining in! You'll get lots of encouragement here. Good luck! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Needhelpsaving wrote: »Oooh! Can I join next years too?
I don't have a target yet, as i haven't really worked out any numbers et, but think it will be about 3k.
Thanks!
You are very welcome Needhelpsaving - I'll pop you down for £3k, let me know if you want to change it.Hi.
Can i sign up to this please? This will be a first for me as i didnt join in 2011's thread.
As you can see from my signature, i don't have much to pay off, but i have a very small income so it's taking ages and it's a struggle!
EDIT- sorry, i didn't realise we had to post a goal, mine will be the full £2001. Thanks!
Hi cleggie, good to have you on board Debt's all relative, hence everyone can set their own target, someone aiming to clear £50 would be just as welcome as someone wanting to clear thousands. Good luck! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Can I join please. Not sure best way to do this. Can be either
1. Amount of debt reduced
2. Amount of debt & mortgage reduced
3. Total amount paid to lenders incl. interest
Need to think about it & let u knowPay off £14,000 in 2012 Challenge #21 (incl. mort.) £15,960/£14,0000 -
Thanks jwil. Looking forward to it!0
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wot-a-mess wrote: »Can I join please. Not sure best way to do this. Can be either
1. Amount of debt reduced
2. Amount of debt & mortgage reduced
3. Total amount paid to lenders incl. interest
Need to think about it & let u know
Welcome wot-a-mess - any of the three options are fine - just let me know your target when you decide. Last year I did number 1, this year I'm doing number 3 (not including mortgage). I'll add you to the list now "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Hi Jwil, Think i'll go for amount of debt & mortgage reduced (excluding interest). £14,000Pay off £14,000 in 2012 Challenge #21 (incl. mort.) £15,960/£14,0000
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