Pay off as much as you can in 2012 challenge!

megan17_2

Hi Jwil,

Can I join in please? £5000 fingers crossed! Could do with some encouragement and this thread looks perfect!

Needhelpsaving

Oooh! Can I join next years too?

I don't have a target yet, as i haven't really worked out any numbers et, but think it will be about 3k.

Thanks!

jwil

o2bfree wrote: »

Add me please.

Oooooh it would be so good if I was number 13 again for next year.

My target is going to be £6000 again this year but this time I am going to count the whole payment not just the overpayment.

Jwil you are a star to do this again

I shall see if I can slot you in at number 13 again o2bfree

debtfreewannabe321 wrote: »

:j me please Jwil :j

I'd like to set a more realistic target next year :rotfl: of half my debt! £6000 please !!!

Thank you for doing this again, i loved reading this years and seeing how much people have paid off :T:T

dfw

Glad to have you for 2012 next year, I'm not sure my target is at all realistic, but we'll see :rotfl:

GreyhoundAngel wrote: »

Hi Jwil,

Thanks for setting up another years Challenge - I missed 2011's challenge ... didn't find it until last month .. and wondered if you had room for one more for 2012 ? :A

I'm aiming for as much as possible .... but will set a minimum target of £5,500

Good luck everyone
Angel xxx

There's always room for one more Angel, good to have you on board

cleggie

Hi.
Can i sign up to this please? This will be a first for me as i didnt join in 2011's thread.
As you can see from my signature, i don't have much to pay off, but i have a very small income so it's taking ages and it's a struggle!

EDIT- sorry, i didn't realise we had to post a goal, mine will be the full £2001. Thanks!

jwil

seasideDreamer wrote: »

I'd like to join in again please. I think my target will be 4000, although my debt should be under this by January, I'll overpay any extra on the mortgage/pay off the overdraft.

Good to see you again seasideDreamer - great that you will be DF next year

mmikailian wrote: »

Count me in too please I need to wait until the end of Dec to give you my total but I am thinking roughly £5000 depends what i pay between now and the end of Dec

Good to have you on board mmikailian, no worries, update your total any time.

megan17 wrote: »

Hi Jwil,

Can I join in please? £5000 fingers crossed! Could do with some encouragement and this thread looks perfect!

Hi megan, thanks for joining in! You'll get lots of encouragement here. Good luck!

jwil

Needhelpsaving wrote: »

Oooh! Can I join next years too?

I don't have a target yet, as i haven't really worked out any numbers et, but think it will be about 3k.

Thanks!

You are very welcome Needhelpsaving - I'll pop you down for £3k, let me know if you want to change it.

cleggie wrote: »

Hi.
Can i sign up to this please? This will be a first for me as i didnt join in 2011's thread.
As you can see from my signature, i don't have much to pay off, but i have a very small income so it's taking ages and it's a struggle!

EDIT- sorry, i didn't realise we had to post a goal, mine will be the full £2001. Thanks!

Hi cleggie, good to have you on board Debt's all relative, hence everyone can set their own target, someone aiming to clear £50 would be just as welcome as someone wanting to clear thousands. Good luck!

wot-a-mess

Can I join please. Not sure best way to do this. Can be either

1. Amount of debt reduced
2. Amount of debt & mortgage reduced
3. Total amount paid to lenders incl. interest

Need to think about it & let u know

cleggie

Thanks jwil. Looking forward to it!

jwil

wot-a-mess wrote: »

Can I join please. Not sure best way to do this. Can be either

1. Amount of debt reduced
2. Amount of debt & mortgage reduced
3. Total amount paid to lenders incl. interest

Need to think about it & let u know

Welcome wot-a-mess - any of the three options are fine - just let me know your target when you decide. Last year I did number 1, this year I'm doing number 3 (not including mortgage). I'll add you to the list now

wot-a-mess

Hi Jwil, Think i'll go for amount of debt & mortgage reduced (excluding interest). £14,000