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Pay off as much as you can in 2012 challenge!

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  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    OK Jwil - just decided, put me down for £9,000. That way I'll pay off all debts apart from mortgage and hopefully start overpaying mortgage too.
  • Hello :wave:

    Please can I join. I'm hoping to clear £18000 in 2012
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    abba1772 wrote: »
    i'll join too please....put me down for £5000 my aim for 2012 is to get my car finance paid off, my bos CC paid off and my couch paid off which i hope is feasible xxxxx


    Welcome abba, you've done really well this year so I'm sure you'll do as well next year :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hello please can I join, i am going for £10,000 which will make me DF in 2012 thanks to the 2011 :-)

    You've done really well this year Impulse too, so I'm sure 2012 will be your year to become DF :)
    sarahs999 wrote: »
    OK Jwil - just decided, put me down for £9,000. That way I'll pay off all debts apart from mortgage and hopefully start overpaying mortgage too.

    Fantastic - lots of people to be debt free next year :j
    Hello :wave:

    Please can I join. I'm hoping to clear £18000 in 2012

    Hey Bailey's Babe, welcome to the thread! Good luck with the debtbusting, and keep posting :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    jwil wrote: »
    Welcome abba, you've done really well this year so I'm sure you'll do as well next year :)

    aww thanks hun counldn't have done it without you xxxxxx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • o2bfree
    o2bfree Posts: 429 Forumite
    Add me please.

    Oooooh it would be so good if I was number 13 again for next year.

    My target is going to be £6000 again this year but this time I am going to count the whole payment not just the overpayment.

    Jwil you are a star to do this again :)
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • :)

    :j me please Jwil :j

    I'd like to set a more realistic target next year :rotfl: ;) of half my debt! £6000 please :D!!!

    Thank you for doing this again, i loved reading this years and seeing how much people have paid off :T:T

    dfw
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Hi Jwil,

    Thanks for setting up another years Challenge - I missed 2011's challenge ... didn't find it until last month :o .. and wondered if you had room for one more for 2012 ? :A

    I'm aiming for as much as possible .... but will set a minimum target of £5,500

    Good luck everyone
    Angel xxx
    ~ On the Road to Making Dreams Happen ~
    January £10 a Day Challenge £ 0.00 / £750 - (Running Total £1,512.11)
    52 Week Challenge £ 0.00 / £1,378

    Debt Owed £23,200 / £19,251 - Mtge Owed Bal £140,000 / £130,940 - Total Debt Balance Owed : £163,200 / £150,191
  • I'd like to join in again please. I think my target will be 4000, although my debt should be under this by January, I'll overpay any extra on the mortgage/pay off the overdraft.
    Debt free and busy treating myself:)

    No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales
  • Count me in too please I need to wait until the end of Dec to give you my total but I am thinking roughly £5000 depends what i pay between now and the end of Dec
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