Pay off as much as you can in 2012 challenge!

jacci45

No 36 reporting 10.00 pad so now owe 2031/31943 and paid 14549/10000 in 2012.

Happy Friday all!!

cutestkids

Total of £177.10 paid off the loan and credit cards over the last week
so my total is now at £6053.53 / £5000

I have paid over and above what I had originally hoped for but have also worked out that a huge chunk of what i have paid has been in interest payments nearly half altogether.

I have managed to get all the credit cards bar one transfered over to 0% deals over the last couple of months so I am hoping that next year if I can continue as I have been then my debt will have fallen a whole lot more:cool:

Happytogetdebtfree

Well done on getting the credit cards on to 0% it means every payment counts. Keep it up and im sure you will be on target for next year x

abba1772

Couch DD payment came out today so thats another £55.83 away towards the debt

only 2 more payments to go :j:j:j:j

brings my total to £4169.54 / £5000

hope everyone is well xxx

archery

week 23 of eating out of cupboards and freezers and an unexpected £37.84 paid into my bankaccount and 7p from *opa being wound down. So an extra £57.91 in total beingpaid towards my mortage
Have a great weekend everyone.
number89
archery £10617.99/£13,500(78.65%target)

wannabehermit

Hi everyone :wave: It's been a while since I was on. Unfortunately I'm signing off of this challenge for this year. We've now been without housing benefit for 3 months, and at £120 a week it's making a bit of a dent. I've been assured that there are only 2 more cases in front of mine to be dealt with, but that doesn't help right about now. DH's new work have also messed up his tax each month so for the 1st 2 months he was paying 33% tax as they hadn't taken into account the tax he'd paid on his last job. They're refusing to rebate him saying it's his old jobs problem. He's on the phone to payroll weekly telling them it's their problem becuase they f***ed up not his old work, but it's getting nowhere. So we're struggling a bit to say the least. Needless to say being about £700 a month down means we've had to use credit. Great. So the credit cards that were coming down so well are now at their limits as food and diesel has had to go onto them. When this HB is finally dealt with a nice big chunk will go onto the cards but it's not a great time of year. 4 birthdays in the house and Christmas, plus MOT is due start of next year so a lot of what I pay off will go back on until we're square.

Ah, it's a nightmare to say the least. BUT DH is coming round to my way of thinking wrt debt and saving for things instead of sticking them on credit which is good. He's learning .

I will be back next year and hopefully there'll be no job changes to mess up the housing benefit. In the meantime good luck to everyone. Well done for the debt cleared so far, and see you next year :beer:.

Happytogetdebtfree

Sorry your having trouble wannabeahermit, what a pain it must be i hope its sorted quickly fingers and toes crossed keep us posted look foward to seeing you next year xxx

jacci45

Good luck with everything Hermit, it must be a worry but look forward to seeing you back next year.

jacci45

No 36 paid 20.00 pad so now owe 2011/31943 and paid 14569/10000 in 2012.

Happy Sunday all!!

And Ive lost another 1lb....yay!!

Happytogetdebtfree

well done jacci xxx