Pay off as much as you can in 2012 challenge!

mr2jay

#133 Checking in again

Another £106.62 paid off

Total Paid £518.68/£5000

LAM2011

morning everyone,

at the moment my balance is

# 2 = £ 4,292 / £ 7,500

and I have just found out if I can reduce my debt by another £3k I can drop onto a much lower interest rate. I have some large items on ebay which should sell well and have bids on and I might add a little from my 'emergency fund' as I feel this rate drop would be really worth it.

Have a good weekend everyone.

2joanne

Rounded my bank account down to the nearest pound...okay its only 2p off the mortgage but a payment a day and a little chip of the big block!

jwil

jennypennysaver wrote: »

Hi, can I join your challenge please?

2joanne wrote: »

I'd love to join too please....long way to go but I'm determined to get there!

Welcome to the challenge jennypennysaver and 2joanne, good to have you both on board Jenny do you have a target in mind? 2Joanne - I've popped your full amount from your sig in there - let me know if you want to change it.

Good luck with the debtbusting

snailmail wrote: »

so i've overpaid £179.29 to the hsbc cc thanks to hsbc offering me £220 as a goodwill gesture for getting misssold guard card (they seem to have 'forgotten about the £40ish difference though!)
and also overpaid the virgin cc by £208.78

making this overpayment £388.07 bringing my total to £1053.77/£2117

Woo to goodwill gestures!

jwil

LAM2011 wrote: »

morning everyone,

at the moment my balance is

# 2 = £ 4,292 / £ 7,500

and I have just found out if I can reduce my debt by another £3k I can drop onto a much lower interest rate. I have some large items on ebay which should sell well and have bids on and I might add a little from my 'emergency fund' as I feel this rate drop would be really worth it.

Have a good weekend everyone.

That's a pretty good incentive, good luck with finding that £3k!

2joanne wrote: »

Rounded my bank account down to the nearest pound...okay its only 2p off the mortgage but a payment a day and a little chip of the big block!

Every little bit helps

jwil

Thanks for the updates everyone

Kerrymap

No. 135 £447/£13,441 paid

wannabehermit

Not posted for a while, we've been on holiday, had a great week away, back to normality though now and feels like we've never been away .

Since posting we've had:

• a car payment come out which means £83.33 paid off.
• Capital One statement - cleared £40.02
• 2 payments made to Very - £44.00

New total is:

£1815.53/£3000

jacci45

No 36 reporting 10.00 PAD so now owe 3040/31943 and paid 13536/10000 in 2012.

Happy Friday all!!

seasideDreamer

Just paid £50 Amex min payment so that's £2299.11/£5684.54. I don't think there will be many more payments coming as only a £100 left to last the month already. Phew 3 weeks till payday, mind you I was in an even worse state last month so its improving slowly!