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Pay off as much as you can in 2012 challenge!

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  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 36 reporting , 10.00 pad so now owe 3050/31943 and paid 13526/10000 in 2012.

    Happy Thursday all!!
  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sarahs999 wrote: »
    How's it all going in June so far?
    We've booked a holiday to Lanzarote at an eco yurt place on the beach - sounds great fun for DS. That was cheap but the flights, even on ryanair, were ridiculuos - nearly £1k for the three of us! I was pretty cross. If we'd gone for an all-inclusive wasteful resorty holiday, which really isn't us, it would have cost us about £1k all in. Why does it cost so much more to be a bit eco in this crazy world?!

    Anyway. We paid for the flights with some money leftover from some my godmother gave us, and I paid for the yurt deposit from my current account, so no debt type damage done. Which is always good. Should be able to pay the balance from current account next month after I get paid so not too worried about all that. And made £100 on ebay last night so pleased with that too. My aim for June is to get to under £1000 owing though I think that's probably quite unlikely. But good to have an aim....

    Your holiday sounds great Sarah! You are right though - a sniff of eco means a premium in many cases.

    Well done on the ebay sales too :T

    We're fairly quiet so far for June, lots going on I think.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ZoeLayla wrote: »
    Hi,

    Could I please be added to the challenge? Want to pay off as much as I can of my £4000 on 2 Barclaycards and £2500 overdraft! eek! I have already paid £35 to my CC

    Welcome to the challenge ZoeLayla, great to have you on board. Good luck with the debtbusting :)
    Can I join this thread please. Starting with £9.96 on my cc today, every little helps!

    Welcome to the challenge cookiedough, great to have you on board as well :) Good luck with the debtbusting. I've added up your debts in your siggie and put that down as your target - let me know if you want to change it to something else.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jacci45 wrote: »
    No 36 reporting , 10.00 pad so now owe 3050/31943 and paid 13526/10000 in 2012.

    Happy Thursday all!!

    Getting close to the £2ks now Jacci :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks for the updates everyone. I've paid another £52 today.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Hi, can I join your challenge please?
    No Buying Unnecessary Toiletries May 2025
    2025 No Craft Spending 
  • 2joanne
    2joanne Posts: 134 Forumite
    I'd love to join too please....long way to go but I'm determined to get there!
    LBM 8/6/12
    Tesco:gone Wardrobe credit: gone
    Barclays £3669.71; Car £8820; 1st D £15000; Total:£9135.21/£36692 25%
    DFD Nov 2015
  • 2joanne
    2joanne Posts: 134 Forumite
    1st payment 18.90 off mortgage....every little helps!
    LBM 8/6/12
    Tesco:gone Wardrobe credit: gone
    Barclays £3669.71; Car £8820; 1st D £15000; Total:£9135.21/£36692 25%
    DFD Nov 2015
  • £27.50 today so that's £3,441.83/£10,000
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • snailmail
    snailmail Posts: 131 Forumite
    so i've overpaid £179.29 to the hsbc cc thanks to hsbc offering me £220 as a goodwill gesture for getting misssold guard card (they seem to have 'forgotten about the £40ish difference though!)
    and also overpaid the virgin cc by £208.78

    making this overpayment £388.07 bringing my total to £1053.77/£2117

    LBM: January 2012
    Debt Free as of 20th September 2012

    Savings: ISA:£14.74/IF:£3500ish)


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