Pay off as much as you can in 2012 challenge!

Twiggy_34

Sadly I can only pay marginally over my minimum payments this month, so just £40 off my debts leaving me at:

103 - £1362/£3566

millionaire_in_training

£47.50 today so that's £2,564.39/£10,000

Going to become harder now as ex OH has cut maintenance by £230 per month. Oh joy !!

snailmail

an over payment of a whopping £4.61 for me taking my total to...£445.90/£2117

clippy_girl

£35 paid to mum today

member 7- £1948/ £5978.82

jacci45

No 36 reporting, PAD 5.00 so now owe 3357/31943 and paid 13219/10000 in 2012.

Happy Friday all!!

LAM2011

After my regular payment and an overpayment my current total is :

# 2 £3,895 / £7,500

got a few things on ebay and nearly up to a tenner on TCB so will make another overpayment next week.

Hope everyone has a nice weekend.

jwil

Marvin6418 wrote: »

108. Marvin6418

Another £285 paid off this month.

Bringing my total cleared to £855.

I cannot wait till next month and I break over the £1000 mark. It feels like I am getting somewhere now, this thread really helps as it makes you really look how much money you would have if you wern't paying off debts!

Thanks

Well done Marvin, I find the same as well - seeing how much I am paying makes me more motivated to clear it.

Twiggy_34 wrote: »

Sadly I can only pay marginally over my minimum payments this month, so just £40 off my debts leaving me at:

103 - £1362/£3566

Every overpayment counts Twiggy, so well done

millionaire_in_training wrote: »

£47.50 today so that's £2,564.39/£10,000

Going to become harder now as ex OH has cut maintenance by £230 per month. Oh joy !!

That's frustrating MIT, were you expecting it?

jwil

Thanks for the updates everyone, I've paid a hefty £4 today

fk786

I've been burden with debt since i turned 18 and got my first credit card - am now on the brink of 28 and have had no life for the last 8 years. All I've been doing is making minimum payments and its got to a stage where all my cards are in arrangements or with debt collectors.
Oh and I can't get any credit ever again due to defaults!!


I've been working 7 days since 2010 and started pay off debt now that some are interest free:
October 2011: total debt - £25430
April 2012: total debt - £19950

I make payments of £768 a month and the 'rest' I live off

Any ideas how to get the debt down or pay off quicker?

Thanks
FK

wannabehermit

fk786 wrote: »

I've been burden with debt since i turned 18 and got my first credit card - am now on the brink of 28 and have had no life for the last 8 years. All I've been doing is making minimum payments and its got to a stage where all my cards are in arrangements or with debt collectors.
Oh and I can't get any credit ever again due to defaults!!


I've been working 7 days since 2010 and started pay off debt now that some are interest free:
October 2011: total debt - £25430
April 2012: total debt - £19950

I make payments of £768 a month and the 'rest' I live off

Any ideas how to get the debt down or pay off quicker?

Thanks
FK

Are you on a DMP? If so the interest should have been stopped on everything that is included. If you're not, contact CCCS or National Debtline.


I've paid £22 to Very today plus my £5 weekly CC payments. New total is now:

£1178.23/£3000

The CC statement will be out at the end of next week so that will take me over the halfway mark :j.