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Pay off as much as you can in 2012 challenge!
jwil
Posts: 21,667 Forumite
This challenge is a continuation of the very successful 'Pay Off as much as you can' challenge 2011.
Link to 2011 thread: https://forums.moneysavingexpert.com/discussion/2923958
In 2011 we managed to pay a total of: £568,054.50 :T :T :j :j
The whole point of this challenge is that there is no set amount you can aim to pay off - you set your own target - be it £5 or £500,000.
Everyone is welcome
and every pound counts.
If you want to join in and set yourself a target let me know and I'll add you to the list.
If you want me to update your total, post it in either of the two formats:
£548 paid off so far
or
£548/£5000 paid.
I don't mind what colours by the way :rotfl:, but if you were able to make it bigger or in colour then that would be great. (Click on 'go advanced' for those who are not sure how to do it). If it's like that I can clearly see it is a total and will add it to the first page.
I will update the totals paid on the 1st of each month. I count all payments posted up to midnight on the last day of the month as being included in that month. Anything posted after counts for the following month.
Happy debtbusting everyone! :beer:
Our combined targets are:
£963,407.63 and €2200
Totals paid off 2012:
January - £49,957.12, €200
February - £35,072.96, €400
March - £51,339.97
April - £68,108.64
May - £26,420.50
June - £39,307.76
July - £22,723.46
August - £37,967.36
September - £16,036.15
October - £15,712.26
December - £25,250.73
Running total: £410,030.31, €600
[threadbanner]box[/threadbanner]
Link to 2011 thread: https://forums.moneysavingexpert.com/discussion/2923958
In 2011 we managed to pay a total of: £568,054.50 :T :T :j :j
The whole point of this challenge is that there is no set amount you can aim to pay off - you set your own target - be it £5 or £500,000.
Everyone is welcome
and every pound counts.If you want to join in and set yourself a target let me know and I'll add you to the list.
If you want me to update your total, post it in either of the two formats:
£548 paid off so far
or
£548/£5000 paid.
I don't mind what colours by the way :rotfl:, but if you were able to make it bigger or in colour then that would be great. (Click on 'go advanced' for those who are not sure how to do it). If it's like that I can clearly see it is a total and will add it to the first page.
I will update the totals paid on the 1st of each month. I count all payments posted up to midnight on the last day of the month as being included in that month. Anything posted after counts for the following month.
Happy debtbusting everyone! :beer:
Our combined targets are:
£963,407.63 and €2200
Totals paid off 2012:
January - £49,957.12, €200
February - £35,072.96, €400
March - £51,339.97
April - £68,108.64
May - £26,420.50
June - £39,307.76
July - £22,723.46
August - £37,967.36
September - £16,036.15
October - £15,712.26
December - £25,250.73
Running total: £410,030.31, €600
:T:j:T:j:T:j:T
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"If you can dream it, you can do it". Walt Disney
0
Comments
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This is the list of participants and their targets. If you want to join, just pop a message on here with your target and I'll add you to the list. Keep posting your progress on here, and at the end of the year we'll see how we've all got on.
1. Jwil - £13,145/£15,000
2. LAM2011 - £9690/£10,000
3. sarahs999 - £7804.23/£9000
4. peaceandfreedom - £2610.82/£6000
5. mcjordi - £0/as much as I can!
6. gonnabedebtfree - £66.33/£6000
7. clippy_girl - £4115/£5978.82
8. Deeperblue - £0/£10,000
9. ILoveEoin - £0/£6000
10. abba1772 - £5000.78/£5000 :j :T
11. Impulse1976 - £0/£10,000
12. Baileys Babe - £1412.24/£18,000
13. o2bfree - £3190.96/£6000
14. debtfreewannabe231 - £3246/£6000
15. GreyhoundAngel - £0/£5500
16. seasideDreamer - £5688.44/£5684.54 :j :T
17. mmikailian - £1768.71/£7000
18. megan17 - £0/£5000
19. Needhelpsaving - £3592.26/£4988.75
20. cleggie - £985/£2186
21. wot-a-mess - £15,960/£14,000 :T :j
22. wannabehermit - £2026.06/£3000
23. Happytogetdebtfree - £11,304.68/£48,262.44
24. kavics17 - £31,382.99/£30,000 :j :T
25. charlyze2 - £1814.51/£9000
26. DedicatedDFW - £14,187.49/£17,000
27. My life - £22,100/£20,000 :j :T
28. retiredandskint - £3105.43/£5500
29. FrankieM - £1583.61/£24,732.63
30. millionaire in training - £4558.41/£10,000
31. Pauper1 - £0/£0,000
32. TeamNicholson - £10.81/£3000
33. EdenMan - £0/£1300
34. 166million - £1154/£1400 :T :j
35. DorsetGirl - £1/£8000
36. jacci45 - £15,411/£10,000 :T :j
37. cutestkids - £7035.95/£5000 :T :j
38. In Search Of Me - £949.32/£7000
39. donna dynamo - £320.43/£1179.55
40. Debtbust - £2072.16/£12,000
41. fairy - £2632/£2200
42. newlifeahead - £8778.49/£11,645.30
43. Jamtra - £0/£10,000
44. gemmack27 - £110/£5000
45. rachelww1 - £2152.89/£14,000
46. svb53 - £1543.98/£12,500
47. runninglea - £11,785/£20,285
48. cakelover - £1058.01/£5194.92
49. michmcc - £882/£1900
50. Candifloss - £911.14/£10,000
51. Digbysmum - £0/£6000
52. Karen71 - TBC
53. Wiganster - £250/£6500
54. CupcakeLisa - £0/£1800
55. mummy2mygirls - £553/£9000
56. Birdseed - £1400/£4450
57. thriftyscotslass - £0/£10,000
58. euronorris - £455.38/£5337.19, €600/€2200
59. LuckyLouise - £653.76/£3000
60. *Mari* - £3589.20/£5500
61. NSL - £8575/£10,000
62. dancingfairy - £0/£1200
63. deep in - £0/£5000
64. dealwithdebtdot - £328.75/£2500
65. MissShoes - £17.14/£7124
66. Marru - £0/£3660
67. Kellyjelly27 - £635/£17,851
68. leimichellecat - £1825/£7000
69. Natti_A - £56.65/£2800
70. LITTLEMISSDEBT - £376.50/£7000
71. Get rich or try dying - £0/£1500
72. misselvis - £7360/£12,500
73. loumac - £1739.11/£4000
74. Robo787 - £10.19/£10,000
75. savvyshe - £0/£6040
76. nextyeartina - £700.70/£5732.28
77. skaps - £3271/£5861.61
78. steerpiker - £0/£6000
79. uncontrollablespender - £599.34/£5500
80. aNom - £361.66/£2374.26
81. Eltee12 - £5167.40/£5000
82. spongybobby - £500/£6000
83. Em586 - £0/£6000
84. kittypimms - £358/£9000
85. debbie_debt - £1782/£10,000
86. Sorting it out - £0/£9297
87. Sazdaz - £0/£6500
88. fairyclicks - £1272.75/£5000
89. archery - £13,646.83/£13,500
90. helly74 - £40/£15,000
91. tired of debt - £0/£8239.64
92. wear280902 - £15/£5000
93. Student_Mrs - £1464.62/£7020
94. danetastic - £770/£6200
95. OrangeFairy - £2097/£5000
96. Samjangi - £4224.77/£27,475.03
97. just_a_biker - £1685.27/£4510
98. lynnsey30 - £1970.78/£3000
99. caroline504 - £872.60/£6900
100. shereeks - £34.18/£12,954.02
101. steffi104 - £1000/£10,000
102. Sammy246 - £0/£23,344.58
103. Twiggy_34 - £2432/£4237
104. littleskintdragon - £0/£24,313
105. onthelookoutforsavings - £0/£5000
106. fastdeb - £11,711.66/£13000
107. seethelight - £0/£36,000
108. Marvin6418 - £980/£9350
109. sergeant cookie - £910/£3970
110. deputydaz - £240/£1700
111. The Ubiquitous Mrs Smith - £800/TBC
112. Lilwobbot - £0/£4000
113. Binkyblue - £8244.39/£8150
114. mh2361 - £3544/£18711
115. snailmail - £2204.53/£2117:T :j
116. billibabs - £2000/£4000
117. CatherineS - £19/£4900
118. elsdonp - £0/£24,000
119. yorpington - £6094/£8500
120. blacksta - £1466/TBC
121. kerry1986 - £868.54/£7079.85
122. leictina - £3141.87/£13,301.77
123. brizzledfw - £5960/£6000
124. SS6624 - £745/£14,990.16
125. debtfreeonedaysoon - £15,177.47/£15,000 :T :j
126. shazbot79 - £23,474.86/£57,000
127. DSmiffy - £200/£2258.53
128. midnightsparkle - £0/£15,000
129. itsapuzzle - £550/£10,000
130. YoungBusinessman - £0/£30,000
131. headoutthesand - £1100/£1100:j :T
132. Laze - £1500/£2450
133. mr2jay - £2008.82/£5000
134. Moneysaverme - £4095/£6000
135. Kerrymap - £5571/£13,441
136. ZoeLayla - £35/£6500
137. cookiedough38 - £9.96/£3950.18
138. jennypennysaver - £0/TBC
139. 2joanne - £4259.35/£6559
140. LunaLady - £1798.17/£1700
141. lemontart - £1500/£3000
142. RunbeforeIcanwalk - £0/£10,000
143. AngryDog - £613.98/£40,513.49"If you can dream it, you can do it". Walt Disney0 -
There are no 'rules' as such to this challenge - if you want to count every payment made towards a debt that is fine, if you want to just count the amount that your debt reduces by that is fine as well.
Last year I counted just the amount the debt was reducing by so ignored payments that covered interest. This year I have decided to take a new approach.
I have set my target to pay off £15,000. I am going to count EVERY payment I make towards my debt so I can see just how much money I am wasting.
. I am also going to have a secondary target for myself, where I am trying to reduce my actual debt by £10,000.
So what I am hoping for this challenge is that I pay £15,000 towards my debt, and the effect this will have is that I reduce my overall debt by £10,000."If you can dream it, you can do it". Walt Disney0 -
Yay me me me :j
I am going to try for £7,500 in 2012 please JWIL - its part of my 3 year plan to be debt free.
Thanks so much for running the challenge again.
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Third! Third! Me please. Can I give you my number when I've got to the end of this year?0
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Coool. And thanks Jwil for doing this again - you've been a total star.0
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Hey Jwil. :wave:
Count me in for this year.
My target this year is to reduce my debt by £500 per month. So my target is £6000 for 2012.
This is going to be a big challenge for me, but I'm going to give it a go!
Thanks for doing this again this year, Jwil. :beer:0 -
ill join this too.. i have no target per se..
but as much as i can...
i will be debt free by the time im 30 (just under 3 years)Sealed pot challenger # 10
1v100 £15/3000
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