2012 mfw

Spiggle

Afternoon all,

I must admit I laughed out loud at your post starflame! Enjoy the 28th of the month.

What a fantastic October OP evi3000! All now updated for you.

See you tomorrow,
Spigs

Spiggle

Good evening,

Just a googledoc update today.

Your fantastic OP Marblecake has now been added to the spreadsheet.

See you all tomorrow,
Spigs

Tony_R

Hi All. I'd like to record another overpayment. £614 this time.

saver03

I have been on the holiday of a lifetime and now we are back the belt needs to be tighter than ever!!

142

OPs
August - £100
September - £100
October - £100

Got my mortgage statement and it makes me sad that the money we pay each year half of it is interest So head down and overpay like a woman possessed!! Well this is once we have got a new boiler, sorted out the roof and got me a "new" car :mad: But on the plus side the washing machine seems to have stopped playing up

Spiggle

Hello everyone,

Superb OP there Tony_R, all updated now on the spreadsheet.

Good to see you back saver03, you'll need to give more detail on the holiday of a lifetime than that!!! Glad you had a good time, OPs all updated.

See you all tomorrow,
Spigs

Southernman

£100 monthly overpayment went in as it's pay day!

My normal mortgage before overpayment is £480 and £300 is interest. That's more than half!!

Spiggle

Afternoon all,

Your lovely OP is updated on the spreadsheet Southernman. Ouch!!! to your interest ratio but your are taking control to change this so don't be down hearted.

All the best,
Spigs

ecoelle

Evening all, well emptied the OP pot and another £20 off this month. So a total OP of £170 for this month. If you could update for me Spiggle i shall be very grateful:)

ElusiveLucy

Congratulations to all of those that have become MF recently. A major achievement, well done!

I hope to join you one day, but not for a while yet. These challenges are what has kept me going and it most definitely makes a difference when you look at when you were originally due to pay off your mortgage.

I have had my mortgage for 11.5 years now and will pay it off sometime in the next 6.5 years (that's the latest date if I don't overpay from now on), but hope to clear it in 3-4. If I can achieve it in3.5 years, I will have paid my mortgage off 10 years early. When you look at it like that, it makes you realise how beneficial overpaying is.

Barny1979

OP of £150.00 made today.