Mortgage Exit Fees successes and failures

woodymeg

dunstonh wrote: »

They are not required to give you a breakdown and dont have to add interest. You could push for interest but is it worth the time and money spent getting it?

ok thanks

woodymeg

Actually I think i should I know its only£17.00 but they wrongly took the mony from us and never contacted us regarding this matter why should they keep it for 2 years

Steve_xx

woodymeg wrote: »

Actually I think i should I know its only£17.00 but they wrongly took the mony from us and never contacted us regarding this matter why should they keep it for 2 years

Gosh, you're suggesting that the banks have stolen your money!

woodymeg

Steve_xx wrote: »

Gosh, you're suggesting that the banks have stolen your money!

If thats how it sounds then yes, what would you call it, they would never have told me about this mistake would they!!! and if it wasnt for this site I wouldnt have realised this.

Steve_xx

woodymeg wrote: »

If thats how it sounds then yes, what would you call it, they would never have told me about this mistake would they!!! and if it wasnt for this site I wouldnt have realised this.

Well I think you're totally unreasonable. Don't you realise that the banks have to steal your money in order to pay into the likes of Sir Fred Goodwin's pension coffers in return for the excellent job he did in contributing to the near collapse of the financial system?

woodymeg

Steve_xx wrote: »

Well I think you're totally unreasonable. Don't you realise that the banks have to steal your money in order to pay into the likes of Sir Fred Goodwin's pension coffers in return for the excellent job he did in contributing to the near collapse of the financial system?

having a blond moment dont know if you are getting at me or not:o

Steve_xx

woodymeg wrote: »

having a blond moment dont know if you are getting at me or not:o

I was being a bit tongue in cheek.

I support your claim absolutely. The bank effectively stole your money. I think that they should offer you a gesture for doing so. I would write to them saying just that, and ask them how many thousands or even millions of other people's money they have stolen in the same way. Also you should ask them what systems they propose to put in place to ensure that this will not happen again, and just as important, what are they actually proposing to do to ensure that others in the same situation as yourself are handed their money back.

woodymeg

Steve_xx wrote: »

I was being a bit tongue in cheek.

I support your claim absolutely. The bank effectively stole your money. I think that they should offer you a gesture for doing so. I would write to them saying just that, and ask them how many thousands or even millions of other people's money they have stolen in the same way. Also you should ask them what systems they propose to put in place to ensure that this will not happen again, and just as important, what are they actually proposing to do to ensure that others in the same situation as yourself are handed their money back.

oh thank you i was abit worried thinking that i shouldnt have done this, but yes realised that alot of people out there will not know about this and thats what i find unfair, and wrong.;)

Newkid

Just browsing the site last week & lit upon the Exit fee reclaim , phoned the claim number given in the guide on Friday , by Tuesday we had an offer of £50 ( our exit fee was £100 in 2004 ), decided to accept.
Thanks
Newkid

Makela2009

Just wanted to report success with claiming fees from Northern Rock.
After reading Martins article, i checked over my old paperwork to find they had charged £90 over our agreed fee to close the mortgage. I wrote to them at the end of September using the template on this site and had a response within 2 weeks to say they were looking into my claim and a letter 2 weeks later upholding their decision.
I received the cheque on Friday, all in all 5 weeks from the initial letter and very well handled by NR!!!
Nice one MSE, thanks