A new 'tougher' thread... and so it continues

prepareathome

SavingFreak74 make sure you know the level your savings must be down to for you to claim, just in case, hopefully he will find work, but no one will contact you to say you are entitled now you are below the limit so if the worst comes to the worst and you reach it, put a claim in. Its heartbreaking watching your savings go down while you try to live ( we had this in the 1980's ). Apart from that welcome aboard, I am fairly new here myself and learning fast. These people are a treasure trove of knowledge as are those on other threads, just subscribed to every one you think you might learn from.

Good luck

lizzyb1812

Kimsmum :eek: my granny once fell off a kitchen chair when trying to reach something. When asked why she didn't let my much taller grandad get it her reply was that he was on the garage roof mending it at the time :eek: She was 72 and he was 75

Do you know why she fell - worn carpet or slippers or a health related issue? Just thought maybe the cause of her fall should be looked at as well.

Hope she heals quickly.

ETA Welcome to SavingFreak74. You seem to be well organised. The CAB should be able to tell you if there's anything you can claim. Good luck to OH in the job search.

mardatha

explain the tax Credits thing to me, in wee short words and hopefully one sentence? My daughter and DIL are both on these and won't have paid any attention to this !

Kimsmum

lizzyb1812 wrote: »

Kimsmum :eek: my granny once fell off a kitchen chair when trying to reach something. When asked why she didn't let my much taller grandad get it her reply was that he was on the garage roof mending it at the time :eek: She was 72 and he was 75

Do you know why she fell - worn carpet or slippers or a health related issue? Just thought maybe the cause of her fall should be looked at as well.

Hope she heals quickly.

She got new glasses during the week and she said she feels they are too strong, she said she just missed the step, so i am taking her back to the optician on monday for him to have alook at them.

Kimsmum

Welcome Savingfreak74

prepareathome

This is from the government website


From 6 April 2012, the income limit for you will depend on your own situation. But as a very rough guide, you might not be able to get Child Tax Credit from 6 April 2012 if:
you have one child, and your annual income is more than around £26,000
you have two children, and your annual income is more than around £32,200
But it's important to know that:
this is a rough guide - the actual rates from 6 April 2012 are not definite yet
the income limit for you may be different, as it depends on your own circumstances
You could still qualify from 6 April 2012 if your income is above these amounts. For example, if you pay for registered or approved childcare, are disabled, or have more than one or two children.
You can find out how your own payments may be affected by checking your award notice for 6 April 2011 to 5 April 2012.


From 6 April 2012, the rules for couples with at least one child are changing. In most cases, to qualify for Working Tax Credit your joint working hours will need to be at least 24 a week.
This will mean:
if you both work your joint weekly hours must be at least 24, with one of you working at least 16 hours a week
if only one of you works, that person must be working at least 24 hours a week
If neither of these apply, your Working Tax Credit will stop from 6 April 2012. But there are some exceptions to the new rules - see the sections listed just below.
You can increase the hours you work, so you would still be entitled to Working Tax Credit.

If your income goes down in the current tax year by £2,500 or less
Your payments won’t change for the current tax year - if all your other circumstances stay the same. But the Tax Credit Office will use your new income figure to work out what to pay you for the following tax year.
Tax credits Budget changes - examples
If your income goes down in the current tax year by more than £2,500
The Tax Credit Office will re-work your tax credits. But they will ignore the first £2,500 of the reduction. They will take the full amount of the reduction into account when they work out what to pay you for the following tax year.


That is the main for people with children unless one of them is over 50 and working or disabled and working.

taurusgb

fuddle wrote: »

Apart from under the bed where else do you keep your tins?

I own a LOT of books and no room in the house is free from bookshelves except the bathroom (damp air + books = :eek:) Most bookshelves are deeper than the books, so behind every row of books are a row of tins. :rotfl::rotfl::rotfl:

Also, I have them stored behind the kickboards under the kitchen cupboards - this is my long date, acute long term emergency stock

mardatha

Thanks very much PAH !

prepareathome

[QUOTE=taurusgb;49050809:

Alos, I have them stored under behind the kickboards under the kitchen cupboards - this is my long date, acute long term emergency stock [/QUOTE]
Now that is somewhere I never thought of, just think of all that space going to waste, mmmm wonder how easy it will be to remove the wood.......
:T:T
I admit I have books everywhere including a big pile in bathroom they survive fine.

taurusgb

prepareathome wrote: »

I admit I have books everywhere including a big pile in bathroom they survive fine.

Oh you lucky thing! Our bathroom is very small and gets steamed up if anyone so much as breathes in there ... very sad because I'm sure we could get a couple of shelves in there at just below ceiling height

Just remembered, I also have tinned food stock on top of the kitchen wall cupboards....there is a lip all round the top of our cupboards above the doors (it probably has a special name but I haven't a clue what it is ) so if you lie the tins down you can't see them unless you stand on something tall