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Any advise please on splitting property with ex!!!
Comments
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You're going to have to call her bluff.
You can't live like this, the stress will drive you mad, and you'll end up with so much mistrust it'll affect your relationships in the future.
I'd pack my case and move back in, it's your house too. If she doesn't like it she can move out.I’m a Forum Ambassador and I support the Forum Team on the Old style MoneySaving boards.
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All views are my own and not of MoneySavingExpert.com0 -
Barneysmom talks some sense. A very quick way to stop her trying to emotionally blackmail you would be to completely call her bluff. Move back into your house and make her aware that the police know about her previous lies and your employers know about what she has been doing. Make sure she is aware that any more lies and she could be done for wasting police time and she can do no damage to your career. Dont be afraid to live in your home just because she is threatening to cry wolf.
Get a solicitor in place and tell her to do the same. Bullies, which is what she sounds like, tend to back down when they meet their match. Once a legal process is in place they stop throwing their weight around so much. Until everything is sorted and the house is sold everything financial is 50/50. She pays half the mortgage and half the bills.0 -
Except you cannot force her to pay, rubbish as it is the bank does not care who pays as long as someone does.mortgage free by christmas 2014 owed £5,000, jan 2014 £4,170, £4,060, feb £3,818 march £3,399 30% of the way there woohoo
If you don't think you can go on look back and see how far you've come0 -
princessdreamer wrote: »Except you cannot force her to pay, rubbish as it is the bank does not care who pays as long as someone does.
He does not have to pay either, once the repo order starts the occupant will have to seek alternative accomodation, it maybe worth the OP buying out half of any equity and taking on the mortgage as a sole account holder, so glad I never signed on the dotted with anyone, I would be stuffed now
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Yes but that would trash his credit rating and reduce the amount of equity in the house. Plus it can still take months and costs a fortune in fees plus court costs. She is playing him for a fool but it is going to take a lot to sort out.mortgage free by christmas 2014 owed £5,000, jan 2014 £4,170, £4,060, feb £3,818 march £3,399 30% of the way there woohoo
If you don't think you can go on look back and see how far you've come0 -
princessdreamer wrote: »Yes but that would trash his credit rating and reduce the amount of equity in the house. Plus it can still take months and costs a fortune in fees plus court costs. She is playing him for a fool but it is going to take a lot to sort out.
Yes perhaps, but which is the lesser of evils , at the moment , he is next to living the life of a trashed credit rating, 80 miles round trip to work n back everyday, with little to show for it
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There is no doubt that I would move back in and look at the option of buying her out (if you want the house)
I'd get a dictafone and get a confession that she's lying. Get solicitor.
Check list
1. Keys
2. Bag packed
3. Dictafone
4. Solicitor
Couple of hours work. Be in by ThursdayI am a Chartered Financial Planner
Anything posted on this forum is for discussion purposes only. It should not be considered financial advice as different people have different needs.0 -
It's easy to say stop paying the mortgage, but it could cost the OP a lot more if the house gets repossessed. Also, moving back in may give a credible scenario for any claims of domestic violence. The OP is best staying well away from his ex, that way any lies she makes up will be easy to discredit.
Best to get legal advice.0 -
It's easy to say stop paying the mortgage, but it could cost the OP a lot more if the house gets repossessed. Also, moving back in may give a credible scenario for any claims of domestic violence. The OP is best staying well away from his ex, that way any lies she makes up will be easy to discredit.
Best to get legal advice.
The final choice rests with the OP, I would not personally want to be mugged by an ex, and the credit rating can be repaired, small price to pay to get rid of the witch
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Can you afford to buy her out?
Would she agree to attend family mediation? Your solicitor could recommend one and this worked very well for myself and my ex and we did eventually manage to thrash out an agreement after only 2 sessions of mediation. Mediation much cheaper than going to court.
A word of warning - if she is on a low wage she may be entitled to legal aid and people that qualify for free legal aid can be very keen to drag things out because they have got nothing to lose.
Please don't move back in - you'll just make things worse.
I think eventually you will have to force a sale and then put your hard hat on and take the flak.:(Overactively underachieving for almost half a century0
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