Best insurance provider for iPHone 4S?

alstemp

Hi there - previously my iPhone 3G was insured with Warranty & Creditor (WCS) for £9.99 a month. I have just upgraded to a 4S with TMobile and WCS quoted me £12.99 a mth. TMobile Fonesafe is £14.99 a month!

TMobile seems really expensive. Or is that just the norm with the 4S?

Can anyone recomend a good insuraer for the 4S that combines value, cover and can be trusted not to do you over in the event of a claim??

Before I commit to one of these 2, any other ideas hugely appreciated

many thanks

gjchester

Check you home insurance policy, especially all risks outside the house. Depending on the policy you already have it may be free, or just a small admin charge.

daleski75

I have home insurance which also covers me for a laptop and mobile home whilst away from the home either business or personal and this has added very little to my insurance premium.

Definitely a lot cheaper than £12.99 a month just for iPhone insurance.

alstemp

Thanks Daleski75 and gjchester. Home insurance is a good option.

One thing - if you do that, do you know if they would cover you for costs of any unauthorised calls in the event it's stolen? I don't thinnk they would.

i have to say i can't really think why you would go for a mobile phone insurer specifically over adding to your home contents, it sounds like a good option and I will check it out.

thank you

daleski75

I think any unauthorised calls would need to be dealt with by the mobile company in question rather than your insurance company.