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Shall I go Debt free or not? UPDATE- DEBT FREE !!!
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:T Well Done on becoming debt free Lynz :T0
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[QUOTE=tesuhoha.
However when I saw her I had never seen anyone looking more miserable and when I asked her what was wrong she said she envied me because our debts are going down (£74,000 mortgage and £17500 in debts!). She said they had spent £20,000 in paying off their debts, giving money to family and Christmas etc. She was upset because they only had £30,000 left in the bank! I couldnt believe my ears; I thought she would be happy but she had some complicated thing going on in her head where they are living above their means while we are not. It was really weird so please enjoy and appreciate your happiness and quality of life that being debtfree brings. Sorry I'm going on so much. Tell me to shut up.[/QUOTE]
....Maybe she's upset because she can see the 30k disappearing in a couple of years time and is worried Its easily done (I've done it!) but while its still there she shouldnt be glum and take positive action -invest it or something. Its easy to be so focused on getiing rid of debt but not as challenging somehow on actively saving or investing in self - a change of mindset I guess!:j Where there is a will there is a way - there is a way and I will find it :j0 -
well done Lynzpower! :T:j Where there is a will there is a way - there is a way and I will find it :j0
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Well done Lynz, you really deserve this - being debtfree. You have been an amazing help on this board and I am really thrilled for you. Are you still thinking about a holiday? I hope you still take one
hugs
xDebtfree JUNE 2008 - Thank you MSE:T0 -
Id love a holiday! God 2 weeks on a beach somewhere would really sort me right out, but alas its just not meant to be Ive a new job starting on monday, and a very intensive training period, plus we now have the dog- so its not going to be easy to get away before the summer. the plus side of that is that the money can sit in my account for longer, making money :beer:
The shopping expedition went fairly well today, although what a surprise, not a lot fitted, but I did get a few things, and I felt amazing knowing I could afford all of it! ( less than 60 quid :rolleyes:):beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Dog????
Dident realise that you had a dog.Tell me/us more.Please.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
congratulations lyn
now go and celebrate... you deserve it but please come back to see us you are a great inspiration to all of us
and your advice is second to none :rotfl: 0 -
beanielou wrote:Dog????
Dident realise that you had a dog.Tell me/us more.Please.
Ah OH has a dog, that has been living with his parents as we couldnt have her in the flat! So we went & collected her this weekend so we are now a happy lil family
:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Congratulations Lynz,
It's already been said but I like being an echo!!: YOU DESERVE IT!
Well done, and enjoy your new found freedom:TExperience is the toughest teacher because she gives the test first then the lesson
DFW Nerd 196 PROUD TO BE DEALING WITH MY DEBTS.
Coins found whilst dog walking £7.56 Sun-Fri challenge: £10.00 - Spent £0.000 -
thank you to all of you
its all stuill settling in, very weird feeling:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0
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