Weekly Spend Challenge w/c 20th Nov 2011

elsiepac

Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good luck everyone.

W/C 13th Nov Challengers / Pledges /Total Spent
pointypenguin £30 / £infa-red!
elsiepac £25 / £35.60
hr_money £50/ £31.28
chris81418 £50 / £87.88
Frogletina £54 / £54.19
saorsie £40 / £31.50
meersy22 £45 / £37.12
freebyfifty £20 / £10.27
shezam £42
banwa £43 / £83.90
salduck £30 / £60
maidincornwall £50

link to last week's challenge

W/C 20th Nov Challengers / Pledges /Total Spent
pointypenguin £40 / £39.50
elsiepac £21
meersy22 £40
banwa £61
klfairy £10
salduck £30 / £13
saorsie £30
freebyfifty £12.50 / £3.88
hr_money £70
EC12345 £10 / £9.18
Frogletina £50
chris81418 £150

elsiepac

Hi everyone

Here's the shiny new thread for the week starting tomorrow :money:

I'm pledging £21 this week. I usually stick to round numbers, but I have my reasons!!! So £21 it is...

Nothing really coming up to be honest, and actually I have a mini challenge for myself within this, and that's not to spend any more than £6 between tomorrow and Thursday night. We shall see... :T

Doing well on the delcarations, keep 'em coming for last week guys we've nearly got a full house! :rotfl:

Enjoy your Saturday evening... I've just been looking at how cheaply I get Martin's books on Amazon... answer: not very!!! :rotfl: That's the highlight of my evening, and I don't mind ONE LITTLE BIT I'm hibernating

LC

pointypenguin

Evening all

LC thanks for starting the thread this week, apologies for me not keeping up at the end of the week and updating the first post for you:o

I was so red last week I may have been infra-red. I ended up going for dinner before the theatre on Wednesday but that was fine as only spend £15. I went to the cinema on Thursday night and offered to take OH for dinner before hand as he was feeling a bit low. I had a 2 for 1 main course voucher so thought it wouldn't be too bad but with wine and cofffe etc ended up at £40:eek:

It is payday on Friday at last and I am desparately trying not to sink too much further into my overdraft. Plans for the week are a drink with a friend tomorrow evening and bookgroup on Wednesday. So I am pledging £40 for the week please.

Enjoy the rest of your weekend everyone.

klfairy

I think this is a good place to start for me

I pledge we will spend no more than £10 on incidentals.

elsiepac

No worries at all pointy, I'm just loitering anyway!!! Sounds you've at least had a fun week even if it was a bit spendy! Mine was... :beer:

klfairy welcome - good luck with the challenge!

banwa on last week's thread you have asked whether there is an overall log being kept? The answer is no, so please don't worry about going over. It is a personal challenge, you choose your goals in relation to your circumstances! HTH :T

LC

salduck

Ok Dokie week one for me was a great one started with a pledge of £30 and ended up with £60 in my wallet! Although i did spend a wee bit out tonight but that doesnt count as its Saturday!!
So this week coming I will be pledging £30 again Payday on Friday so would be nice to end the month with some pennies!
I do need to get some shopping tomorrow as not much left for lunches but have umpiring in the morning and then a meeting at lunch time so will see if i fit in for tomorrow afternoon- hoping for some whoopsied carrots to make soup for the week!
So £30 for the week
Thanks
X

saorsie

MMMmmmmm tricky one to judge this week ~ couple of social occasions looming in the week, not sure what the spends are going to be and payday on Friday :cool:

Ok will go for £30 and keep my fingers and toes crossed

Thanks for starting the thread LC, it certainly makes me think ahead about what commitments I've well committed to I guess

-s-

freebyfifty

Thanks for the new thread elsiepac.

I really enjoy doing this challenge, it definitely makes me aware of how much I have in my purse and to think twice about spending it.

Okay I have £12.50 in my purse. Will that be enough???
It'll just have to be....

£12.50 for me this week please


Thank you x

hr_money

Good morning all!

Think I will pledge the £70 I mentioned in the last thread as got a xmas social evening coming up this week with OH. Hope it will be less than this though, fingers crossed!

elsiepac

Morning all

Thanks for all the pledges.

I'm off out for coffee later with 2 friends which will be nice. Going to get petrol from petrol budget as well!

Here's the plan:

Sun 20 Nov: Starbucks £3 (and petrol from petrol budget)
Mon 21 Nov: NSD
Tue 22 Nov: NSD for challenge (not true NSD as milk from food budget)
Wed 23 Nov: NSD
Thu 24 Nov: NSD
Fri 25 Nov: Starbucks £3 (and small shop from food budget)

Total so far: £0/£21

Enjoy your Sunday

LC

EC12345

Hey everyone. I used to do this challenge last year but want to join in again before Christmas - so I can contol my spending!!

Please put me down for £10 this week - this is to cover the odd drink at lunchtime and a very cheap lunch out on Friday.

Here we go .....:D

EC xx