We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Debate House Prices
In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Motability
Comments
-
£990 million, 560,000 participants. that's about £1,750 a head.
doesn't seem that expensive to me. what are the alternatives?
upgrade the public transport system so that it works and is fully accessible to disabled people - enormously expensive and you still have to fund a taxi service at either end. clearly this is going to be more expensive.
older cars - out of warranty so you have to cover all of the costs. and you have to find someone to lease you the older cars - does anyone even do that? doubt it would be a good idea, or any cheaper, for the govt to own a fleet of 560,000 3+ year old cars. for a start they'd need to employ a couple of hundred extra civil servants...0 -
Lots of cars have manufacturer's warranty of over 3 years - some significantly longer. No reason not to have a 3, 4 or 5 year old Toyota, or indeed a Kia (7 years). Changing cars at 3 years old is a massively expensive luxury.0
-
Lots of cars have manufacturer's warranty of over 3 years - some significantly longer. No reason not to have a 3, 4 or 5 year old Toyota, or indeed a Kia (7 years). Changing cars at 3 years old is a massively expensive luxury.
Expensive luxury if you are paying for the depriciation yes.
But as these cars are leased, we, the taxpayer are not paying for that depriciation. We just pay for the use via a monthly fee. The dealers are paying for the depriciation. It's worked into their leasing costs.
There is the other end of the depriciation stick too. And that's why the users themselves are asked to stump up an initial, non refundable amount based individually on the cars if they want a certain car. The only cars you can get for absolutely nothing as a motability user is the lower end, cheaper cars. If you want to upgrade, you can, but the user pays and never sees that money ever again. Dealers will sometimes offer a kickback though for cars kept in premium condition, as a type of sweetener to the user to keep it in tip top resaleable condition. Again, motability isn't involved. Thats between the dealer and the user.
There are some very good offers. But you will notice the offers are all on cars which are goign to be easily sold after the 3 years is up or is cheap to start with. For example, dealers want a downpayment of £2000 from the user for a Peugeot 5008. It's known to depriciate, so that £2000 will pay for some of that depriciation.0 -
Graham_Devon wrote: »Expensive luxury if you are paying for the depriciation yes.
But as these cars are leased, we, the taxpayer are not paying for that depriciation. We just pay for the use. The dealers are. It's worked into their leasing costs.
well, clearly the lease costs will be pegged high enough to adsorb the depreciation and all other costs and make a profit.0 -
Over 560,000 customers currently choose Motability for their mobility needs and 97% would recommend the Scheme to their friends. Around two-thirds of Motability’s customers drive their own vehicle, but non-drivers can get a car as a passenger. Similarly, parents and caregivers can also apply on behalf of a disabled child from the age of three.
Wow 97% of people would recommend a fully financed free car to their friends?
What did the other 3% think?
They have some marketing geniuses in the public sector.0 -
Graham_Devon wrote: »Sticking disabled people in a reliant robin isn't the best of ideas, neither is sticking them in any other silly little cars. It would be classed as discriination now (quite rightly too), highlighting them as disabled.
It's also worth pointing out that the disabled can't, in many cases, actually make their own living. Therefore my personal view is that they should in no way suffer further. They already suffer a disability.
Removeing the motability scheme would NOT save any money. The £990m would simply end up in the claimants pocket, instead of going towards motability.
Do some reasearch before putting your foot in it, both in terms of lack of understanding towards the motability scheme, and also lack of foresight into how discriminative it would be to start putting the disabled in cheap little silly cars...not only that, but cheap little silly cars most of the time wouldn't suit the type of disability.
Poor thread.
Giving people a cheap free car is discrimination? Does the madness never end?
Didn't Abu Hamza get a nice new car on this scheme?0 -
I think it needs to be pointed out that only those in receipt of the higher rate mobility component of DLA, have the option to have a motability vehicle.
Those receiving low rate mobility or any of the care rate components, do not.
So not all those receiving DLA (or indeed not all those disabled - there are quite a few who neither claim DLA or a blue badge), have the option to have a motability car.
I only ever park in a disabled bay when I have my father with me (he has a blue badge) despite being on crutches and an occasional wheelchair user myself.We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.0 -
heathcote123 wrote: »Giving people a cheap free car is discrimination? Does the madness never end?
Didn't Abu Hamza get a nice new car on this scheme?
It's not free.
It's simply the DLA recipient giving up their receipt of the benefit in return for a car.
DLA recipients in many cases would not otherwise be able to afford to buy, and run a car. It sorts out many many transportation problems.
If you took this away, just how do you expect DLA recipients to fund transport for themselves? How would that impact on other services. Even getting to the hospital or GP surgery in many cases would become problematic. How would someone on DLA living a mile off the bus route, go shopping each week? Walk / Wheel thesmelves a mile to the bus stop, clamber onto the bus, and walk through the high street carrying grocery bags?
We'd need to provide arrangements for this if the alternative was taken away. We'd need to provide taxi / bus services.
You need to think outside of the box, instead of just assuming it's a free car.0 -
chewmylegoff wrote: »well, clearly the lease costs will be pegged high enough to adsorb the depreciation and all other costs and make a profit.
+1 and the other sensible post.
These schemes have been around for some time and have no doubt been scrutinised to death by auditors and review panels to ensure they offer a good return for the cost.
Yes you could throw it all up in the air and shave bits here and there but I bet the total cost of the operation would probably be similar or more.
This debate was aired about a week ago with Armageddon making the point more veciforusley against DLA abuse perhaps he could add the link.
It is a bit like saying the NHS is inefficient - it has been reviewed, shuffled and audited. It never stops being reviewed whichever government is in power. Perhaps if it lost the cost of reviews it may be even more efficient.
Health care in the States costa much more per head of population than the NHS and that "benefits" from lots of private companioes "competing" to offer the most efficient service. Their Medicare bill alone is higher per head, than the NHS, I have read.
I would prefer to more focus on the 12000 immigrants a month taking jobs at our populations expense (Daily Express) effectively importing a dole queue as I believe that is costing a damn site more."If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
OptionARMAGEDDON wrote: »Cut DLA then.
Fancy posting the link to that interesting thread from a week or so ago?"If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards