yes loans and are they any good

dragon_heart

:rotfl: on reading the comments and concerns that have been shown about yes loans i have put them to the test.....

today i was contacted by them after filling out an online application for a £500 loan the add showed no fee,

i advised yes loan that i had been bankrupt within the last year, also i was on jsa unemployed, i also was working part time when i got the work.

after about 15min and giving full correct details i was accepted with a ref number, advising me that 3 lenders are happy to accept me and will contact me within 4-5 working days to sort out the loan....

no based on the comments given on this forum i am happy to keep everyone advised how i get on and if i get the loan and how long it takes

the reason for my entry if to assist others in the same situation as myself after coming out of bankruptcy it is so hard to gain credit so i hope this will assist i will also share other assistance when i get credit

[Deleted User]

you must lead a very boring life !

JamesWMH

dragon_heart wrote: »

:rotfl: on reading the comments and concerns that have been shown about yes loans i have put them to the test.....

today i was contacted by them after filling out an online application for a £500 loan the add showed no fee,

i advised yes loan that i had been bankrupt within the last year, also i was on jsa unemployed, i also was working part time when i got the work.

after about 15min and giving full correct details i was accepted with a ref number, advising me that 3 lenders are happy to accept me and will contact me within 4-5 working days to sort out the loan....

no based on the comments given on this forum i am happy to keep everyone advised how i get on and if i get the loan and how long it takes

the reason for my entry if to assist others in the same situation as myself after coming out of bankruptcy it is so hard to gain credit so i hope this will assist i will also share other assistance when i get credit

I'm really interested to hear how you get on, thanks for you post. I'm considering them myself, I've got not CCJ or been bankrupt, but my credit report is appalling.

redcard

So you're bankrupt, you're on JSA, and you're applying for loans through a high-interest lender?

Sounds sensible.

dragon_heart

thank you for your comments

as for leading a boring life ..... :eek: well you are reading the post so that puts us in the same boat thanks

the comment regarding the loan when you cant get credit and you need to rebuild you credit history you dont have the choice of lenders and you have to take what you can get sometimes a high interest loan is better than none and im not in bankruptcy now im clear of it... however thanks for the comments they all help.

will keep you posted !!!!

LovelyLeeds

dragon_heart wrote: »

as for leading a boring life ..... :eek: well you are reading the post so that puts us in the same boat thanks

Excellent riposte - as long as you don't give any bank details etc (though I think they're promoting themselves as 'free' now - so maybe you might get a loan at 56% or somat!!) Let us know how it goes.

Apples2

dragon_heart wrote: »

the comment regarding the loan when you cant get credit and you need to rebuild you credit history you dont have the choice of lenders and you have to take what you can get sometimes a high interest loan is better than none

Time out a minute....

Surely to goodness you aren't desperately searching for a ridiculous rate loan solely to rebuild your credit file??

Claret1985

Avoid avoid avoid

Johnny_Barnes10

Wind up surely? How is the OP going to pay it back when they're not working?!

mightyroyals

I reckon i can guess that the lenders will be of the likes of provident and s&u etc

mightyroyals

Johnny_Barnes10 wrote: »

Wind up surely? How is the OP going to pay it back when they're not working?!

Or a Yes employee trolling