Pay One Debt 2012!

DebtFree2012

pinkposy wrote: »

Can I ask what "PADing" is?? Sorry to sound daft.... xx

Payment a day

and you dont' sound daft x

Ninno820

Afternoon all - I can't believe that in just a few weeks I have managed to shift nearly £200 off the debt through tidying accounts and a little on ebay plus monthly payment. It goes to show that you can when you want to - thanks for the inspiration.

fifty_and_thrifty

Everyone seems to have got off to a great start :T

Just a little more for me today, to take my total to £44.41, please x

Pink_Giraffe

pinkposy wrote: »

Can I ask what "PADing" is?? Sorry to sound daft.... xx

I'm so glad someone else has asked this, I've been wondering!

Sammy246

£7.00 for me today!!!!

dizzybee

Hi,
everyone not had a chance to post,but am pleased to say with e bay money and a friend paying me back what she owed after two years i have manged to clear my Advantis account,it feels so good to have this cleared.
my next debt to clear will be my fifty plus catalog £580.will start clearing this when get paid fri unless i win the lottery tomorrow.

freebyfifty

pinkposy wrote: »

Can I ask what "PADing" is?? Sorry to sound daft.... xx

I'm sorry -there are so many abbreviations on this site

PAD is 'payment a day'. I don't really do it properly. I think you're meant to do what it says on the tin and make a small payment to a debt everyday but I make a payment whenever my bank account needs tidied up. I like my account to sit with a balance ending in a round £5 or £10 so whenever something comes out I 'tidy it up' by paying the odd figures over to the debt I'm working to clear.

I hope that makes some kind of sense??????

pinkposy

Hellooo!

Thank you all who answered my query on "PADing" lol have you ever tried "googling" it?? It just comes up with the patronising, "did you mean, padding...?" lol honestly!

That is a great idea! If I shift the pennies to another account to keep it tidy, I can then use that to pay off my CC in addition to my monthly payment - how does that sound? Is that what you do? :j

I feel so much better and inspired to dig out things to put on e-bay, I have so many CD's that I can put on there or music magpie, and I have a £6.20 coming for 2 mobile phones that have been kicking round the house (I now view it as money in the drawer!). When that comes i'll put that in my "PAD" account so I can add that to my monthly CC payment.

Thank you to everyone for being so lovely and I wish you all a "wicked Wednesday"!!

xx

freebyfifty

Good Morning,

Pinkposy - I pay my little bits direct to my debt using online banking. On the Carpital one card I'm paying off now, I plan to make a huge overpayment on top of the minimum payment on payday and then PAD the extra bits through the month - just to keep them busy really If they want my money they'll have to work for it :rotfl:I would put it in another account but I don't trust myself that it will stay there I know myself too well



And just to tidy up my account again, and to give the Carp 1 people something to do today, I paid another £3.50 to the ccard this morning

#8 freebyfifty ~ Capital One £7.57/£1399.37
£1391.80 left to pay :eek::eek:

Have a great Wednesday x

Sammy246

Payday is next friday for more so going to pay off slightly larger amounts then!!