Pay One Debt 2012!

e4rub

Hi All
I have decided to start this thread for people, like myself, who have HUGE DEBTS!
Having looked through various challenges I find that the majority of them are not within my reach financially.
I am on a DMP with CCCS so spare cash is extremely rare!
I have decided that I am going to concentrate on paying off my lowest debt and then when it is settled move on to the next lowest.
I have not set a time limit on this as I feel that everybody is different and everybody's debts differ.
I am happy for anybody to join me in my challenge.
My first debt is a low one! Owe Natwest Bank £35.00.

If you want to join, just let me know and I will allocate you a number on post 2. Just tell me who you owe and how much you owe and I will add you to my LITTLE challenge!!:j

e4rub

Pay One Debt 2012

#1 e4rub ~ Natwest £35.00/£35.00:j £716.86/£716.86:j £312.15/£312.15:j Barclaycard £7.12/£204.17
#2 cherryjack ~ Catalogue £0/£1400.00
#3 cheltenhamgal ~ £0/£113.00
#4 frankieo ~
#5 ss3n08 ~ Mum £0/£80.00
#6 emma2105 ~ Aqua CC £300/£300 :j Next £62/£650.00 Capital One CC £50.00/£980 Overdraft £150/£3000
#7 mum2one ~ Catalogue £0/£33.00
#8 freebyfifty ~ Freemans £166.82/£166.82:j/ Capital One £164.62/£1399.37
#9 sickasachip13 ~ Ikea £0/£214.00
#10 Kashton ~ Lloyds CC £43.54/£582.00 Catalogue £9.30/£140
#11 traveller ~ Tesco CC £0/£1800.00
#12 choc-addict ~ Lloyds CC £5.29/£3531.71
#13 elmerfudd ~ £90/£790
#14 dreamerhelen ~ Capital One CC £5.12/£261.56
#15 blitzboy ~ Barclaycard CC £0/£1880.00
#16 dizzybee ~ Advantis £90/£490
#17 fifty and thrifty ~ Virgin CC £30.12/£500
#18 mud_flower ~ Orange £116/£116 :j Credit Card £0/£290
#19 karb ~ Mint £25.82/£3571.10
#20 kezlou ~ Natwest £322.75/£322.75:j£0/£750
#21 littlemisskirsten ~ Catalogue £43.80/£429.46
#22 zippy ~ Loan £157/£5400
#23 gonnabedebtfree ~ Littlewoods £7/£28
#24 rubyjam ~ Natwest £0/£425.99
#25 alwaysthebusybee ~ Catalogue £480/£4000
#26 Suze369 ~ John Lewis £0/£4069.71
#27 bubble32 ~ Credit Card £427.56/£427.56 :j
#28 alliboy03 ~ Tesco CC £12/£12:j £1800/£2000
#29 Fionamacf1 ~ Santander £0/£2303
#30 mandz1 ~ NCC £1812/£2196
#31 capzeh ~ Capital One £0/£1500
#32 becreeve ~ Natwest £0/£5000
#33 brummiedevil ~ Credit Card £0/£1400
#34 creditcrunched ~ Overdraft £0/£1870
#35 wannabee_in_credit ~£248/£565.95
#36 fairy ~ Asda CC £0/£250
#37 ninno820 ~ Tesco £40/£3176.69
#38 hkirsty1971 ~ Dad £0/£200
#39 katy721 ~ Credit Card £0/£947
#40 twirly09 ~
#41 teamnicholson ~
#42 cranny44 ~
#43 alamaya ~
#44 paulb79 ~
#45 tallgirl ~
#46 honeybear68 ~
#47 fairycakes ~
#48 determined 2012 ~
#49 luckylouise ~ LEFT GROUP
#50 peteuk ~
#51 fedupofbeingbroke ~
#52 parsniphead ~
#53 jazzypinkpuppet ~
#54 pink_giraffe ~
#55 muppets ~
#56 wrexhamed ~
#57 cuba cat ~
#58 piggybank83 ~
#59 brighty247 ~
#60 peanutnutter ~£130/£130:j
#61 sharon87 ~
#62 mattblue ~
#63 phoebesmum2105 ~ £364.21/£364.21 :j
#64 emma800 ~
#65 debtfree2012 ~ £394.64/£3486.86
#66 littlemissdebt ~
#67 julytex ~ £175.75/£375.18
#68 chrissie57 ~
#69 sammy246 ~
#70 abundant1972 ~ £493.43/£493.43 :j
#71 Jubilee76 ~ Dad £5/£50
#72 Jackywhizz ~ DVC $361.72/$4091.72
#73 Newleaf88 ~ Overdraft £450/£2000
#74 Blackberrycurved ~ Gas Bill £0/£267
#75 666paw ~ £113.40/£1699.57
#76 theallancadenhead ~ £0/£2000
#77 judpudding ~ £100/£1000
#78 anh1904 ~ £1500/£1500 :j£0/£3000

Cherryjack

Hello,

Thank you :-) put me down for my catalogue debt £1400.00 (hopefully) when they remove the charges after ive written to the ombudsman..will save and see if they will drop this some more as even then, most of it is charges.

Cherry

e4rub

Welcome aboard cherryjack. Just let me know when you have paid money off your debt and I will amend your outstanding balance xx:)

cheltenhamgal

Arrow Global, Link Financial, Candid Collections, Fashion World, JDWilliams, Aktiv Kapital, Moorcroft, Phoenix Recoveries, WFS(who are now bankrupt) Halifax = £21722

I owe £21,722 among 12 creditors. The main one being a Halifax credit card debt of £10463, if I get some of the smaller ones paid off then I can throw more money at that one otherwise I will still be paying if off when I am 90 ! The smallest one is £113.00

e4rub

Welcome aboard cheltenhamgal. Just let me know when you have paid money off and I will adjust your outstanding balance. xx:)

frankieo

I'm on board but i have no idea where to start, i have a few small ones and a lot of high ones, ill comment back when i have my full list of debts, its a nightmare trying to sort this out so this thread will help, thanks .

e4rub

No problem frankieo. I know what you mean, it can seem like a bit of a minefield at times!
I'll add you to the list, just let me know which debt you want to tackle first xx:)

ss3n08

Hello

Can I please join;

Mum £80.00
Overdraft on student account £500
Overdraft on current account £500
Loan £2421.88
Credit Card £2913.83

Total - £6415.71

Cherryjack

e4rub wrote: »

Welcome aboard cherryjack. Just let me know when you have paid money off your debt and I will amend your outstanding balance xx:)

Thanks E4 x

Cherryjack

cheltenhamgal wrote: »

Arrow Global, Link Financial, Candid Collections, Fashion World, JDWilliams, Aktiv Kapital, Moorcroft, Phoenix Recoveries, WFS(who are now bankrupt) Halifax = £21722

I owe £21,722 among 12 creditors. The main one being a Halifax credit card debt of £10463, if I get some of the smaller ones paid off then I can throw more money at that one otherwise I will still be paying if off when I am 90 ! The smallest one is £113.00

Great idea, and good luck :beer: