The "Pay ALL your debt off by Xmas 2012" challenge

jakes-mum

Morningggggggggggggggggggg :wave:

Well done to everyone who has paid off money so far :j :j we are all actually starting to shift those debts :j :j dont worry those who are not off the mark yet, once your paydays come in you'll soon catch up

Ooooo im soooooo nervous today, have just send DH off christmas shopping on his own :eek: :eek: the company he was temping for have told them all not to come in today as their orders havent come through yet, so thought I might as well send him out too the wolves while most people are at work, any closer to christmas and he'll get in a right tizzy battling the crowds

Well he's gone armed with a list written by me of what I woud like (seems 14 years is not long enough to learn my tastes :eek:) and I have saved the money for HIM to go and buy me presents . . . more than I would have wanted him armed with but I did make the error of putting the money in his ISA :eek: so off hes gone with £90 and a very specific list ie: selection box, not galaxy (I cant stomach galaxy. . . not that he remembers . . . hence the specific list) so no doubt i'll get one from dairy milk filled with chocolate and nut bars . . . im allergic to nuts but again he wont remember :rotfl:

Thinking of popping down the co-op for tubes of sweets for the kids stockings and a bottle of Mr Matey bubble bath each as I get 10% off its whether I can get my backside out of the chair as i'm feeling the after effects of the trip to tesco in my back

Still waiting for the post but if I get a CC bill, ill be off to town to pay it regardless of the back and will update later

antonia1

Also, in other (non-MSE) news - the date from Monday asked if I wanted to go out for dinner again! Annoyed that I'm away for the weekend, so will have to wait til next week, but still YAY!!!!! I'm going to go calm down for a bit.

mf0u1098

mummychicken wrote: »

Yes, i want to join the challenge please !! My debt free target was March 2013, but Christmas 2012 is far more appealing :T

Welcome to the team mummychicken! :j Could you please confirm your starting total to pay off so I can put it on the 2nd post?

XXX

idristhedragon

Hello! thats better- that bloody ipad is so irritating to type on. Well I am still skint LOL - Husband just went out to pick up The Expensive Bike Of Contention for sons birthday on Tuesday. I STRONGLY suggested to him that if he wanted to drive to collect said bike he may *like* to put some diesel in the car as it is on FUMES literally and I am SKINT. Also, I added (not that Im sarky or anything, honest , guv) if he fancied a sandwich or a coffee he may like to buy some bread and milk he he he.

I am so excited about sorting these debts out now. I am feeling so organised with my list of incoming and outgoings and I have a lot more disposable that I thought- which is now debt paying fodder but I owe a 50p woe is me penalty for having a little muse on all the disposable income I have been wasting (toe curling amounts) and STILL managing to have debts. Foolish woman.

I need to check my catalogue accounts today- I think I owe about £17 to Very- they charge interest so I will add that to the overdraft then its GONE and no interest charged. I owe about £80 to Simply Be (only I would buy a vacuum cleaner from a "plus size" clothes catalogue ha ha so I will add paying that (hopefully in full) to my calendar of payments for next month. If Im brave enough I might write a definitive list of what I owe where and post it here. Scary, but organised.

Right my other massive problem is sheer procrastination (some might call it LAZINESS) actually and I have 4 hours now til I collect #3 from school. #2 is off so he is occupying #4 so I should embrace this time and sort out my study/office/playroom. SO I will bid you farewell but allow myself t pop back in on my "coffee break" in an hour :wave:

mf0u1098

A big WELCOME to our newest members:

twirly09
SpagBol
louisa_84
mummychicken

Glad to have you on the team!!!:j:j:j
xxx

p.s. I'll put your names and totals on the 2nd at lunch time as I've just sneaked on here again...bad mf0u!!!!

idristhedragon

hello again-n im so slack but Im a sneaking on to tell you I just paid £17.83 off Very and now the balance is zero!!!
YEAH, MAN, I feeeeeellll goooooodddddddd

Kepp

Hi, haven't had chance to read the whole thread yet but can I join too please?

I need to pay off £12,234

My DFD is currently Nov 2012 but I have to hit some very ambitious targets to achieve this so this challenge sounds like exactly what I need!

hazelc56

idristhedragon wrote: »

hello again-n im so slack but Im a sneaking on to tell you I just paid £17.83 off Very and now the balance is zero!!!
YEAH, MAN, I feeeeeellll goooooodddddddd

Well done idris,so you should feel good.
Very has a high interest rate which i myself forget about sometimes and it seems that i willnever get the balance down.These catalogue companies are soooooooo sneaky.....and tempting.Well done on your big fat ZERO:T

kerri_dfw

welcome beccie we're happy to have you
I've been soooo good, was tempted by fabric on fleabay, instead I am going to dunelm for non-designer

hazelc56

WOW 37 pages already and this thread only started 9 days ago.Popular or what!!!