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The "Pay ALL your debt off by Xmas 2012" challenge

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  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Loool, Swagbucks is an american site that you can do surveys, watch videos, vote on polls etc and you earn 'bucks' when you get 849 you can trade them for a £5 Amazon Electronic voucher. Its taking me approx 7 days to earn a voucher at the minute :D

    Have PM'ed it all to you
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • Hi Can I Join?

    I have £13500 to clear by Xmas 2012!!
    G/C Mar 2014 - £18.50 / £350 NSD 0/29
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    jakes-mum wrote: »
    Oooo Christmas baby :j:j can you tell I love babies :rotfl:

    Ok I have a little dilema, I dont know if you all remember but I bought my adopted sisters cd's off amazon and she gave me the £15 today. Well I really need some new clothes BUT its £15 I could pay off a debt :rotfl: Thoughts??

    I think you should treat yourself, you've done so well at debt busting and encouraging other people on here:T. You never know you might pick up a bargain outfit and have some left over to pay off some debt ;)

    I've just been out and treated myself to a new pair of boots in a half price sale, kinda cancels out the £15 I paid off the credit card yesterday but I used my debit card and I'm hoping I won't need to use the CC at all, ever again :D

    Ooh, also just printed out a voucher for £5.05 for Mr A's because they weren't 10% cheaper :j
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    welcome George

    Consider yourself part of the gang, our favourite debt buster Mf0u will be along later to allocate you a number :)
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    his_missus wrote: »
    I think you should treat yourself, you've done so well at debt busting and encouraging other people on here:T. You never know you might pick up a bargain outfit and have some left over to pay off some debt ;)

    I've just been out and treated myself to a new pair of boots in a half price sale, kinda cancels out the £15 I paid off the credit card yesterday but I used my debit card and I'm hoping I won't need to use the CC at all, ever again :D

    Weeeeeeeeeeeeeeeeeeeeell if you insist :rotfl::rotfl::rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • LB29
    LB29 Posts: 51 Forumite
    Hello,
    Can I join you as well. I am hoping to pay off all my debts and save as much as possible. Have also signed myself up for the 12k in 2012 and the frugal living. Will have to sit down and work out our total debts tonight.
    November GC-£128.30/£200
    SPC9-#538
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    Enjoy spoiling yourself. Got the pm. Will have a look once I get the lizard food for the Christmas holidays. before any asks yes its a mini zoo here!
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    LB welcome onboard Mf0u will pop on and add you to the list in a bit
  • natlie
    natlie Posts: 1,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi Pay day today - and b'day cheques to pay in so now

    #023 Natlie £570.64/£9800

    Hooray
    DMP 2021-2024: £30,668 £0 🥳

    Current debt: £7823.62 7720.52 7417.94
  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    jakes-mum wrote: »
    Ok I have a little dilema, I dont know if you all remember but I bought my adopted sisters cd's off amazon and she gave me the £15 today. Well I really need some new clothes BUT its £15 I could pay off a debt :rotfl: Thoughts??

    Hi jakes-mum,

    I would have said to really ask yourself "Is it a need or a want?", what item of clothing is it? Do you already have similar? Unless it has holes in it I would make do with what I had. If you spend the 15.00 rather than paying the money to debt then the item you've bought is actually costing more than 15.00 (because of the interest you didn't save).

    I truly am an :A, yeah right :rotfl:

    However, in view of this.......................
    jakes-mum wrote: »
    Weeeeeeeeeeeeeeeeeeeeell if you insist :rotfl::rotfl::rotfl:

    I figure I'm too late :rotfl::rotfl::rotfl:

    That's the problem with me being 8 hours behind you guys, I can't keep up :)
    with you.
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