The "Pay ALL your debt off by Xmas 2012" challenge

banwa

Sorry that you have to go to a funeral tomorrow mf0u1098:(

mf0u1098

banwa wrote: »

Erm, can I join?

*blushes and tries to hide signature*

I have a huge amount of debt, of course I would love it to be clear by next Christmas but think that might be just about impossible. You never know though. I would be happy with getting it under £10k. Maybe you could put me down for £14k cleared by next Christmas? Please?

Tried and failed dismally at the £11 in 11 challenge, but have started afresh and 2012 is the year I will break the monster's back:)

Hi banwa and welcome to the team. I'll put your name and amount of £14k on the 2nd post.

Oh and you don't need to hide your signature as I had £43k at my highest plus my £23k student loan and £47k in mortgage. As I said to another lovely poster, there is no shame on this thread just dedication and courage!

xxx

mf0u1098

banwa wrote: »

Sorry that you have to go to a funeral tomorrow mf0u1098:(

Thank you, I'm sorry too. Just have to be strong for my best friend. It's this afternoon so I thought I'd get my MSE hit of the day (I'm addicted..!) first thing so I feel that I've still thought about getting rid of my debt today. Today is a stark reminder than you never know what is around the corner so you always need to do what is important to you now and not leave it till tomorrow, hence my debt busting xxx

mf0u1098

kerri_dfw wrote: »

Of course we can Hope it goes as well as possible tomorrow.
See you Saturday.

Thanks kerri_dfw, you guys are great and welcome people anyway :A but I just wanted to explain why I was MIA today (it's this afternoon).

I'll definitely let you know how it goes on saturday xxx

lulalolly

Hi all, please can I join?
I don't think the full amount of my debt can possibly be paid off in time but I would like to reduce it by 10k? so could that be my amount please??
I'm currently trying to get my OH to give me exact numbers in order to work out a SOA but he either doesn't know or just won't tell me grrrrrrrrrrrrr!!!
Things I have done so far..
Sold my car
Sold my pram (despite having an 18 month old an a 4 month old!!!!)
Had my hair dyed brown instead of bleach blonde and had it all cut off lolololol!!!
Going to try and stop smoking
x

mf0u1098

lulalolly wrote: »

Hi all, please can I join?
I don't think the full amount of my debt can possibly be paid off in time but I would like to reduce it by 10k? so could that be my amount please??
I'm currently trying to get my OH to give me exact numbers in order to work out a SOA but he either doesn't know or just won't tell me grrrrrrrrrrrrr!!!
Things I have done so far..
Sold my car
Sold my pram (despite having an 18 month old an a 4 month old!!!!)
Had my hair dyed brown instead of bleach blonde and had it all cut off lolololol!!!
Going to try and stop smoking
x

Hi lulalolly and welcome to the team, you just caught me! I'll put your name and amount of £10k on the 2nd post. It sounds as though you are really doing everything in your power to reduce your debts so WELL DONE :T:T:T xxx

jakes-mum

Helloooooo,

Well if any of you are on the sealed Pot Challenge thread, you'll know about my DH being made redundant on tuesday well I have rang my lovely Mortgage people and they have given me a 2 month mortgage break saving me £784 a month and the lovely man on the phone kept telling me if we were still having problems in january just to ring and they would extend it for a third month This is the second time I have had to take a break and they are just so darned nice about it and always sound quite apologetic that my payments would go up afterwards to cover the interest :rotfl:

Well anyway DH is off to his agency today as they have said they have a job going that runs till christmas and want him to go in and see what its all about :T another agency also has 2 jobs on their books that start next month (I think) so what i have said to DH is we will put any oney he earns into the mortgage bank account to dig it out of the overdraft and give us a buffer for any further periods of unemployment :j

I know im adding to my mortgage but once im DF I will be mooching over to the MFW board and tackling that so its short term loss for long term gain :T

loubie_lou

jakes-mum wrote: »

Helloooooo,

Well if any of you are on the sealed Pot Challenge thread, you'll know about my DH being made redundant on tuesday well I have rang my lovely Mortgage people and they have given me a 2 month mortgage break saving me £784 a month and the lovely man on the phone kept telling me if we were still having problems in january just to ring and they would extend it for a third month This is the second time I have had to take a break and they are just so darned nice about it and always sound quite apologetic that my payments would go up afterwards to cover the interest :rotfl:

Well anyway DH is off to his agency today as they have said they have a job going that runs till christmas and want him to go in and see what its all about :T another agency also has 2 jobs on their books that start next month (I think) so what i have said to DH is we will put any oney he earns into the mortgage bank account to dig it out of the overdraft and give us a buffer for any further periods of unemployment :j

I know im adding to my mortgage but once im DF I will be mooching over to the MFW board and tackling that so its short term loss for long term gain :T

Good luck to your hubby Jakes Mum!

Urgh forgot about my student loan, that's another 16k. I've never earnt enough in my job to start making at impact on it Now i'm all depressed again! Still, like people are saying it's not really an important debt!

Good luck (if you can call it that!) with the funeral today. :A

Loubie

lulalolly

Well I have worked it all out officially and put it on my signature!!
It looks less than what I thought cos I made a motivational decision to leave my student loan off it!!!
I am now thinking of crafty type makes I could do to sell on, I enjoy finding tat and 'doing it up' but not sure other people would appreciate my creations!!!
Is anyone else stopping smoking too?
xx

loubie_lou

lulalolly wrote: »

Well I have worked it all out officially and put it on my signature!!
It looks less than what I thought cos I made a motivational decision to leave my student loan off it!!!
I am now thinking of crafty type makes I could do to sell on, I enjoy finding tat and 'doing it up' but not sure other people would appreciate my creations!!!
Is anyone else stopping smoking too?
xx

Yeah my student loan is off too. But it's always at the back of my mind!

:mad: