2012 Frugal Living Challenge (Part 1)

patentgirl

So sorry Winchelsea on your very sad news glad you have a lovely family to support you, Sandra has put into words what we all feel

Bramble well done you

Had a NSD yesterday and will today as DD3 had an operation on her nose yesterday so spent most of it at the hospital brought her home last night feeling very tired and uncomfotable she cant be left on her own today then 2 weeks recovering indoors feel some duvet days coming on
One good thing my redundancy appeared in bank yesterday so need to do some transferring.

Have a good frugal day everyone

seriouslyfrugal

winchelsea: thinking of you at this time and sending you and the family lots of these :grouphug:

quintwins

sorry to hear your new Winchelsea, atleast you have a loving family to keep you going :grouphug:

not much going on here i bought the kids some more dvd's for xmas so far we're at 9 for £10.50 all really good ones so i'm thrilled i will keep checking back during the year for more and hopefully have lots to bulk out there xmas/birthday pressies, my kids don't know or mind that there ex-rentals even if one does say ex-rental on it

transfered another £50 to my savings...every little helps

going whoopsie shopping after i've been to the hospital today... again every little helps, will hopefully get something for tea, if not i'll just do mince again.

quiet weekend off to friends for free chinese tomorrow, then hubbys off shooting on sat, sunday will be spent at the in laws

wow it's cold i'm avoiding using my heating as much as i can, it helps when we're out like today

icontinuetodream

so sorry to hear your news winchelsea :grouphug:

Kerry_Woman

Winchelsea - So sorry to hear your sad news. My thoughts are with you and your family at this sad time.

paidinchickens

rising_from_the_ashes wrote: »

Great news on the new job:D and, yes, I will try to forgive January



Well done on the NS front ....

A butterfly table is one of these folding ones where the chairs hide inside - great for small spaces if you've not really got room for a big one. Like this




Thanks Sandra - I have started several budgeting "pots" (individual savings accounts off my main bank account but don't have a card for them!;) can only move the money online) so I am getting there.....

Struggling with them atm as only got them started towards the end of last year (when I finally cleared my debts:j) so the car one especially has been a real .... challenge .... with everything falling so early in the year.

Hoping as the year progresses and I can reduce the payments to these to more "normal" levels, things should be a bit easier and mean I've enough money set aside to cover everything next year!:D

However, my budget (in SOW terms) will, I guess, always show as overspent for the year as it's paid out every Jan IYSWIM? mmmm slightly confused now .... (see, I really shouldn't start thinking about these things) as the money put aside for next Jan's car bills will have been put aside out of this years' money.... oh dear - off to have dinner I think!


Going to see a dog tomorrow ..... absolutely terrified - how will I know? What if I make the wrong decision?:eek:

I thought it was something for the garden that butterflies landed on :rotfl::rotfl::rotfl: I bet you thought I was mad saying how it sounded pretty and relaxing :rotfl::rotfl::rotfl:

doh!!


Frugal use of left over/stale bread as I have it cooking away as bread pudding. Thats the kids pack up sorted for tomorrow as well

Apart from that cleaning

Winchelsea So sorry

PIC x

bramble1

Just had my first full and final settlement accepted! Debt no 2 will be cleared on January 31st! Getting good at this malarky.

slowlyfading

Congratulations Bramble! :j

Me and OH have just been out for lunch. We got a voucher where we could get 3 courses at our favourite restaurant for £7 each! So I got:

starter - roasted beetroot salad with toasted almonds - AMAZING

main - crab and salmon fishcake, with english shrimps, wilted spinach and fresh herb dressing

pud - slice of dark chocolate tart, no cream.

It was soooo good. YUM. Not even feeling guilty over the pudding! It was lovely and it was nice to go out with OH as we don't really do that at the moment, but at that price, you can't really go wrong! So, not a NSD in the SF household, but well worth it.

Have a good evening everyone

Kerry_Woman

bramble - Congratulations on your news.

slowlyfading - Am glad you had a nice time with your OH.

rubytuesday

Winchelsea so sorry to hear that sad news.

You must have so many wonderful memories after fifty years together that you can share with your supportive family and friends. So glad to hear your have them to help you through.