We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

PEP to ISA transfer

I have a Single Company Pep from the pre ISA days. At present the Admin fees are more than dividends received. Can this be move to a present day shares ISA and retain the tax free status

Comments

  • le_loup
    le_loup Posts: 4,047 Forumite
    PEPs don't exit. They were all converted to ISAs.
    Any fee you are paying is for a S&S ISA.
    It may be possible to move it to a cheaper ISA manager.
  • gadgetmind
    gadgetmind Posts: 11,130 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I have a Single Company Pep from the pre ISA days. At present the Admin fees are more than dividends received. Can this be move to a present day shares ISA and retain the tax free status

    As it's effectively already turned into a S&S ISA, you can move it "in specie" to a new provider, which will avoid bid/off spread and being out of the market. Of course, you may prefer to sell and diversity, perhaps into other stocks with good yields, but that's entirely your choice.
    I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.

    Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.