I was young and stupid - Lots of debtors

elantan

regret it all i'm glad you came back was wondering how you were doing ...im loving the fact your not running away put trying to make the changes well done ...and like gemz says your dad is greatly misses

iregretitall

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MrsTinks

Legally no they can't - however debt collectors and bailiffs are not renowned for following the law I'm afraid and honest? I think the fact you're not taking this worry away from her at 80 years of age is bordering on cowardly!
As for registering at your mothers address - your credit score will NOT effect hers! The only thing that could is if you had a joint financial product - ie a loan, current account, mortgage etc. Living at the same address does NOT link you or affect her credit score.

What I guess you could do is draft a letter for your nan stating that you no longer live at x address, she is the sole occupier and any further correspondance or attempts to contact or visit the premises will be seen as harassment and she will have no option but to report it to the OFT etc.
I still think you ought to face up to your debts and not leave your nan to potentially have to fight off some VERY unpleasant debt collectors on her doorstep!

As for the car - not sure where you'd stand on the fact that you're the registered keeper but your nan holds the proof of purchase... as far as a creditor is concerned she could have given it to you as a gift and therefor it's YOURS and thus fair game... To cover yourself you might want to transfer it back to her name or even your mums...

Good luck