We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

I was young and stupid - Lots of debtors

iregretitall
iregretitall Posts: 83 Forumite
in Debt-free wannabe
This Thread I Would Like Removed
This Thread I Would Like Removed
This Thread I Would Like Removed
This Thread I Would Like Removed
This Thread I Would Like Removed
This Thread I Would Like Removed
This Thread I Would Like Removed
«1

Comments

  • richashel
    richashel Posts: 14 Forumite
    Hi,

    I went through something similar actually. What you need to do is pull your head out of the sand and tackle the problems head on. Start using your real name, find and contact everyone who is looking for you and come to an arrangement. If it needs to go to court, so be it. The sooner you start, the sooner you'll finish.

    Sorry if it sounds a little harsh, but that's just the way it is IMHO.

    Rich
  • thesaint
    thesaint Posts: 4,324 Forumite
    Part of the Furniture Combo Breaker
    I would start by getting a job and earning some money. If you contact the companies you will be coerced into making payments that you can't afford.
    Work and try and put money away for you to pay your debts.

    Personally, I would not contact the people that you owe money to. If they contact you, then deal with it then. You could be unknowingly racking up fees which is something to think about.
    Well life is harsh, hug me don't reject me.
  • GreyPilgrim
    GreyPilgrim Posts: 1,636 Forumite
    'Wiping the slate clean' and 'a fresh start' will unfortunately mean facing up to the problems and getting the debts cleared. There's no other way around it I'm afriad. I know I'm stating the obvious, but I also know how depressing and stressful it is to have be worried all the time that 'today might be the day the debtors catch up with me'.

    It's great that you want to sort your life out. I promise you you'll feel a hell of a lot better when you get this under control and you're in the right place for advice and support whilst you're doing it.

    GP
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    hi was just wondering how things are going now
  • iregretitall
    iregretitall Posts: 83 Forumite
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
  • iregretitall
    iregretitall Posts: 83 Forumite
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
  • iregretitall
    iregretitall Posts: 83 Forumite
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
  • iregretitall
    iregretitall Posts: 83 Forumite
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
  • iregretitall
    iregretitall Posts: 83 Forumite
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
    This Thread I Would Like Removed
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Your dad is very much missed iregretitall. I hope you can get things sorted :)
    No longer using this account for new posts from 2013
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture